We've had TONS of calls this week from folks wanting to know if we still have money to lend for homes in the Triangle! YES! We even have 100% loans available. Unless you are a veteran - in which …
Sample Dispute Letter
Here's a sample letter that you can use to request that a creditor remove information from your report, and STOP calling to harrass you! Be certain you use the information contained on your credit …
Rental Income and FHA
FHA announced new guidelines for those who are going to rent their residence - and then apply for a FHA loan. The "old" rule has always been that if you were relocating, you could "hold" more than 1 …
Dispute Your Address first
Here's a suggestion! One of my friends is moving, and wants to THEN go through some credit improvement and hopefully buy in 6 or 7 months. FIRST SUGGESTION... get your drivers license changed to …
Calculating Downpayment on FHA
For many years we calculated FHA down payment by way of Acquisition Cost. Now... that's "out the window." With the new "revisions" we calculated a "straight" 3.5% as reflected in the Mortgagee …
DownPayment Assistance Possible
***** UPDATE****** NC Offers a 3% down payment assistance to those who qualify, and can be used with a USDA Home Loan, FHA, Home Loan for a Veteran or a Conventional Loan. (Down Payment Assistance …