First the Loan then the Home…
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The FREE First Time Home Buyer Master Class
“We want to buy a house, BUT…” That’s what most of our conversations start with. Need help with the down payment? Need to keep your payments affordable? We can help you work around your challenges.
I had a great experience working with Stephen and Eleanor. They were available all the time to respond to my queries and helped me in understanding the loan process end to end.
Bala, First Time Home Buyer
I Need Help With A Down Payment!
There are MULTIPLE ways to buy a house in NC with little to no cash out of your pocket! You can refinance to a better rate with our programs too!
We offer safe down payment assistance programs through State Agencies for first time home buyers in NC. This money can cover closing costs too!
First Time Home Buyer Tax Credits available as long as you owner occupy your home! Save Money!
Learn about the home loans you qualify for in NC! Complete the secure loan application, or give us a call at 919 649 5058.
Steve is a class act, very understanding and willing to work with buyers to explain everything about the process. I appreciated him throughout the experience, and wouldn’t hesitate to recommend people to him in the future
Casey, Holly Springs
USDA Home Loans in NC
Every County in NC has a portion that qualifies as more “rural” under the USDA Home Loan Program. This is a low interest rate, no down payment program for Moderate Income home buyers. We can direct you to the maps, income limits and the other NC tax perks available for homebuyers. If you are a first time home buyer in NC, you might qualify for additional down payment DPAs* that can cover part of the closing costs!
There are entire Counties around popular Urban hubs including Raleigh, Charlotte, Greensboro, Asheville, Greenville and Wilmington that qualify for USDA Home Loans. Because these USDA qualifying maps are changing pretty regularly, it’s always a good idea to call us when you locate a property. 919 649 5058
