There’s the WHITE HOUSE, and then there’s that white house, with the picket fence and the dog out back, and a couple of shade trees where you can string up a hammock. If you’ve been in the Armed Services, and you’re looking for that special house – you have a TON of things working to […]
When you are trying to increase your credit score – TIME is a big factor.
How long has it been since you missed a payment. For Car Loans and Mortgage Loans – that number MUST be 12. Meaning you have NO LATE PAYMENTS in the last 12 months.
If you are considering a mortgage in NC, then you probably need to know more about Mortgage Credit Scores, and the minimum credit scores needed to qualify for a mortgage in NC. We counsel folks about this all the time, and we’ve found that what kind of credit cards you use, the balance on those […]
Have you heard the joke about the way you see your house, and the way the tax guy sees it and the way your appraiser sees it? Well, it’s pretty funny… because everyone has a difference perspective! If you believe you have some equity in your home, and you would like to take cash out, […]
“Clean Credit” is a slang term used OFTEN in mortgage lending. It refers most often to someone who has 12 months with no lates. But it’s not just late payments, it also refers to 12 months with no collections filed. 12 months with no judgements of liens. 12 months with no one writing anything to […]