For the most CURRENT FHA PMI Rates click here THIS IS INFORMATION ABOUT FHA PMI THAT WAS CHARGED IN 10/2008. We have it here in the event someone needs to understand how the Mortgage Insurance …
What Score You Need to Cash Out Refinance
Q: What Score do you need to Cash Out Refinance? A: And the NEW Answer is... Fannie Mae is changing guidelines December 1, and with that change you will need at least a 660 score to obtain a cash …
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What Does “Clean Credit” Mean??
"Clean Credit" is a slang term used OFTEN in mortgage lending. It refers most often to someone who has 12 months with no lates. But it's not just late payments, it also refers to 12 months with no …
100% Mortgages in Wake County??
We've had TONS of calls this week from folks wanting to know if we still have money to lend for homes in the Triangle! YES! We even have 100% loans available. Unless you are a veteran - in which …
Sample Dispute Letter
Here's a sample letter that you can use to request that a creditor remove information from your report, and STOP calling to harrass you! Be certain you use the information contained on your credit …
Rental Income and FHA
FHA announced new guidelines for those who are going to rent their residence - and then apply for a FHA loan. The "old" rule has always been that if you were relocating, you could "hold" more than 1 …