There are two kinds of "bad" information on your credit report... there's the stuff that actually happened, that's "not positive" like a collection, or missed payment. Then there's the "bad" …
Check Out How Much They Charge YOU!
OMG! My son recently received an application for a new credit card - and being the snoopy Mom that I am, I peeked at the terms (then threw it away! Shhhh!) He's a Senior in College, and he's …
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Government Guidelines Are Getting Tighter
A major bank announced last week that they are going to begin charging a higher fee to folks seeking Government Financing (the most popular loans right now) that have credit scores less than …
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Cash Out of Home with FHA Refinance
Have you heard the joke about the way you see your house, and the way the tax guy sees it and the way your appraiser sees it? Well, it's pretty funny... because everyone has a difference …
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Are You A Waitress? Wanna Buy a House!?
I just wrote about a waitress in Garner, NC who was able to purchase a home, with a new roof, new windows, carpet, and HVAC system! It cost her less than $3000 - and her total monthly payments are …
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Found Money Refinancing from Subprime to FHA
In the South we have a "saying" that I love. FOUND MONEY! Do you know what that means? It refers to that $20 you "found" in your bluejeans that you had forgotten about! It's about the extra …
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