In the "good old days," (just last summer), you didn't really need a credit score to purchase a home... TODAY, even FHA wants to see some "traditional" credit. If you are interested in buying a home …
Time and Credit
When you are trying to increase your credit score - TIME is a big factor. How long has it been since you missed a payment. For Car Loans and Mortgage Loans - that number MUST be 12. Meaning you …
Does The Balance On Your Account Matter?
If you are considering a mortgage in NC, then you probably need to know more about Mortgage Credit Scores, and the minimum credit scores needed to qualify for a mortgage in NC. We counsel folks about …
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Gas Credit Cards Easy To Get?
We sometimes work with folks for 12 months or more to fix their credit so that they can buy a house. Often times, we need for them to add more GOOD items to their credit reports - because the only …
Sample Ceast and Disist Letter to Stop Collectors from Calling
If you lost your job, and you are going through a Foreclosure, Short Sale or Bankruptcy we know that this is a tough time. Many people think they might not be able to buy a house again - the good …
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With Guidelines Changing – Get Real About Credit!
Maxine embodies my favorite RANT! Okay folks, listen up! Mortgage Loan Guidelines are changing - and we need scores that are much higher than most of you have! So here's what I need you to …
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