When you are trying to increase your credit score - TIME is a big factor. How long has it been since you missed a payment. For Car Loans and Mortgage Loans - that number MUST be 12. Meaning you …
Credit BooBoos Stay Around A While
Does your credit look like a train wreck? I've talked to several clients recently who hit a rough spot - and are working their way out. They had some questions I thought other people might need …
Credit Scores and First Time Home Buyers!
How Credit Scores are calculated is changing, and the minimum scores required for mortgage loans are going HIGHER! It's important to know that Trans Union began making changes to the way they …
Continue Reading about Credit Scores and First Time Home Buyers! →
We Got Their Credit Score Up for Their First Home!
We just closed a loan for a first time home buyer that made me SOOOO happy I wanted to share her story! The borrower was married in her early 20's - had 2 children, and never finished college. …
Continue Reading about We Got Their Credit Score Up for Their First Home! →
Veterans and Debt Counseling – It CAN help!
Under normal circumstances, mortgage lenders can not work with folks who are in Consumer Debt Counseling. Times being what they are, however, Veterans are able to turn to some of these services, and …
Continue Reading about Veterans and Debt Counseling – It CAN help! →
