I LOVE TO SHOP! But when you are shopping for a FHA mortgage there are some smart shopping tips! Ask your lender how long they have been doing FHA loans. Many broker shops stopped offering FHA …
Mortgage Insurance vs Default Insurance
Mortgage Insurance, Default Insurance, Homeowners Insurance, Mortgage Life Insurance... it can be confusing!! Homeowners policies and Mortgage Life Insurance (issued by companies like State Farm) …
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FHA Repair Requirements
Homebuyers are looking for a deal - and sometimes you might think that purchasing a "fixer-upper" might be the best way to go! The problem is that many sellers, including banks holding foreclosed …
No Credit? Think FHA!
Students are studying their way through college - not building credit... Once you have a job, and you want to purchase a house, how do you create credit? FHA allows mortgage lenders to accept …
Wannabe A Homeowner
A friend recently wrote: "And then there are the rest....those wannabe first time home buyers, those renters who are yearning for homeownership but are uncertain that they can attain a dream they …
Worrying About Your Credit
Many new homeowners worry about their credit. They are concerned that with their particular situation, they will never qualify for a home loan. FHA loans are particularly designed for folks who've …