When you are trying to increase your credit score - TIME is a big factor. How long has it been since you missed a payment. For Car Loans and Mortgage Loans - that number MUST be 12. Meaning you …
The Credit Cards You Don’t Want To Close
Sometimes I think I'm writing a Credit Score advice column... Credit is an important part of getting a house, and many people are ready to take control of their credit picture, make some changes, and …
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Unsecured Loan For Short Sale
You more on your home than it's worth. You found a buyer who wants it - but will the Bank approve a Short Sale? This is a tough situation, especially if you will be underwater less than $10,000. …
Secured Credit Cards
Trulia recently did a study of first time home buyers and discovered that about 30% of the people they interviewed pretty equally fell into one of these categories: Wanted to Buy a home but they …
FHA and Bankruptcy
If you've been Bankrupt, and you want to purchase a home - FHA will allow you to do that... but there are some rules about FHA and Bankruptcy that FHA sets on you... and then there are the "Golden …
Clean Credit Requirements and USDA Home Loans in NC
USDA Home Loans in NC are one of the best programs, especially for First Time Home Buyers, because it's fairly easy to qualify for a USDA Loan. The property must be within the USDA Eligible Area Map …
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