First Time Home Buyer Tips, Best Mortgage Rates
In North Carolina we decided this summer (our legislature decided) not to pay extended unemployment benefits. According to a documentary we watched on WRAL last night, in July of 2013 there were …
Continue Reading about FHA Back To Work Program Counseling Requirements →
Your goal needs to be a credit score of 800 or more! I heard from someone in Charlotte this week who was laid off last year. Her score is in the high 500's... not close to her goal! Fortunately, …
Continue Reading about Your Credit Score – Big is Beautiful! →
With mortgage rates threatening to approach 5% every few weeks this summer, we've had more and more interest in ways to get mortgage rates fixed at below market mortgage rates. One of my favorite ways …
Housing and Mortgage Reform are one of the themes discussed in all corners of Washington DC this week as the House and Senate Financial Services Committees consider winding down Fannie Mae and Freddie …
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Let's say you are ready to purchase a home in NC, and you meet with a loan officer... and they say that your credit score is 610. ARRRGGH! Depending on the mortgage loan that you are applying for, …
Continue Reading about What does Rapid Rescore Mean To Buyers in NC? →
For the past couple of years, when we talk to a borrower with a credit score of 580 to 600 - we told them they had a 3 to 4 month waiting period before they could buy a house. In MOST cases, that was …
Continue Reading about Minimum Credit Scores for Mortgages Spring 2013 Update →
