The FHA Mortgage Loan Program, the Veteran's Administration and the USDA Home Loan Program do not ACTUALLY make loans. They simply insure the bank against default, they issue underwriting guidelines …
The Top Credit Score Killers
As mortgage lenders, our job is to talk to folks who are interested and ready to buy a home in NC. We work with folks all over the state, and many of them have some work to do to get their credit …
Mortgage Rates Early February 2015
Normally - Bad News in the Economic picture, pretty much anywhere, means Good News for Mortgage Rates. I work in an Industry that is driven by BAD NEWS. I tell folks it's like a Hospital - …
Saving For Your First Home
I saw a post on Twitter about a couple who saved over $100k to buy their first house by sharply cutting expenses. I immediately thought, well, they lived with parents for 3 years. Which was …
Saving for a Home
We talk young folks all the time who are doing some pretty creative things to save for a home in North Carolina. And who can blame them? Home prices are still lower than they have been - and …