In the Triangle, we are lucky to have such a large area that qualifies for USDA financing on mortgage loans! This program offers a 100% loan for home buyers who qualify with properties located in the …
Recent College Graduates – Tips For Buying A Home
NC First Time Home Buyers, especially those who are recent college grads, need to know how to get credit built up so that they can buy a home - they also want to know what options they have for …
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How to Calculate Income For First Time Homebuyer Program
We get questions regarding how to calculate income for the Mortgage Credit Certificate (MCC) / NCHFA / NC First Time Homebuyer Program. It's pretty easy: Household income is defined as the …
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3 Things First Time Home Buyers Should Know About Sellers
Since the elections rates have gone up. Why? Four Fed Governor's announced that the US Economy is strong enough to handle higher Fed Funds Rates, and they will be raising rates in December. READ: …
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Minimum Credit Score Requirements for a Mortgage
We often talk to first time home buyers who want to know the minimum credit score requirements for a mortgage in North Carolina. The answer, while not complicated, is not one where I can just spit …
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PMI Mortgage Insurance Rates
If you've bought a home before, or have ever been around someone while they were in the purchasing process, you are probably both aware and afraid of PMI Mortgage Insurance. MI often has the power to …