Your credit score has upwards of 150 different components. It is a mathematical model and though it is considered a "black box," with few of the actual details made public, we do know the most common …
Disputing Liens and Judgements
"Gee Mom! Look what I did to Sissy!" Wow - sometimes we have marks all over our credit report too. If you have Liens or Judgements showing on your report, with inaccurate information, you should …
What Can Be Done To Improve My Score??
Potential Homebuyers ask us everyday, "How can I improve my credit score???" There's not a simple answer, because every credit history (and score attached to that history) is like a snowflake. There …
Continue Reading about What Can Be Done To Improve My Score?? →
New HUD Secretary Named
President Bush announced the new Secretary of HUD yesterday as Mr. Jackson left office. Former SBA Administrator Steve Preston will be the new "general" with MUCH to be done! According to Kansas …
How To Shop For An FHA Loan
I LOVE TO SHOP! But when you are shopping for a FHA mortgage there are some smart shopping tips! Ask your lender how long they have been doing FHA loans. Many broker shops stopped offering FHA …
What is FHA PMI?? As of April 2008
THERE IS AN UPDATE TO THIS INFORMATION - Please click here for CURRENT FHA PMI information... We are leaving it here, in case someone received FHA's PMI before 1/1/2010, and wants to check on that or …