In a previous post we explored the whole "First the Loan, then the Home." Mentality of Home Shopping. The idea is that if you begin shopping for a $175k home because you used an online calculator and …
How to Build Your Credit Back
I found it interesting that our local radio station was talking about budgets and credit this week. In the morning show, one of the host said, "you know how I remember to pay my bills? I pay them …
The FHA Bailout Plan
Congress, and specifically the NC delegation and Rep. Barney Frank have a new plan to stop the "bleeding" for many American Families who are upside down in their homes. This is really not so much a …
Risk Based Pricing?
This information is about FHA PMI in June of 2008. This program has changed 8 times from 2008 to 2012. Current FHA PMI rates You are buying a home this summer and you are LOVIN' Life! …
There Are Few Quick Fixes
There are tons of SCAM companies out there telling you that they can help you fix your credit scores - quickly. Well - if it walks like a duck... and quacks like a duck... might be that duck is …
VA Loan Co-Signors
VA mortgage loan guidelines recognize legally married spouses of qualified veterans as co-signors on VA loans. This means that we can include the spousal income to qualify for the loan, and …