Okay - so if I were you I'd want to know what the heck the EEM is! It's a special program available for FHA, VA and Conventional loans - originally designed to encourage folks to be more Energy …
Subprime Refinances
With the anniversary of the "Subprime" Mortgage Meltdown Mess, I figured I'd take a look at what we've got left. Many people during 2004 through 2007 purchased homes with little to no money down, …
More Downpayment Needed for FHA
The New Housing Bill that Congress just passed in an effort to "save" Fannie Mae and Freddie Mac (F/F) has some other features that homebuyers need to be aware of. SAVE UP! For more than 10 years …
Documents You Need 4 A Loan
A customer, who is quickly becoming a friend of mine, asked me recently what she needed to gather for a loan application - she's moving to a new area (the company is relocating them) and before she …
Stated Income FHA Loans
Can you just "state" your income at whatever you think would make it easier to qualify and get an FHA loan... no. FHA requires documentation - and that might be why there's no need for an FHA …
Mobile Home or Modular
The term Mobile Home is not "politically correct" since the folks that make them ( and I guess the industry) refer to them as MANUFACTURED HOUSING... but still, I'm from NC, and I grew up callin' 'em …