When mortgage interest rates fall at least one percent below your current mortgage interest rate, it might be time to check on a refinance. In today's market, people who are refinancing are primarily …
Credit Scores and First Time Home Buyers!
How Credit Scores are calculated is changing, and the minimum scores required for mortgage loans are going HIGHER! It's important to know that Trans Union began making changes to the way they …
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USDA Rural Development Switching Underwriters
USDA Rural Development Single Family Housing announced some consolidation and changes regarding WHERE files are going to be processed. No matter who originates a USDA home loan, it is …
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FHA Appraisal Requirements 2010
Earlier this year, FHA clarified who was qualified to perform an appraisal. This seems kinda' silly, because the appraisers must be on the FHA Appraiser's Roster... but with the HVCC ruling in May of …
April Housing Numbers Strong – Who Knew?
The S&P Case Shiller numbers released June 29, 2010 indicate that there were a ton of people buying homes in April! WOW! Who would have guessed that the $8000 tax credit was going to have such a …
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FHA Guidelines on New Jobs
Maybe you just graduated from College - or maybe you have been out of work and are so excited because you finally got a job! YEAH! You have a new job, and now you want to get a new house! Well - …