Step 1 of Homebuying in Cary
June 4, 2008 by Eleanor
Filed under First Time Home Buyer
Cary has been called “The Land of $400k Houses.” Not so… there are TONS of affordable housing in this area, and there are still ways to purchase those homes with less than perfect credit – and 100% financing.
To do this… you will need a team of dedicated “assistants” (if you will) in the form of your agent and lender – as we will need to work as a team to negotiate the best terms for you and fashion the contract so that it reflects the financing and closing cost terms. IT CAN BE DONE, and we work with some of the top, award winning agents in this area!
So If You Want to Buy A House? Relax! Breahe! You CAN DO THIS!!
Remember these words, “First the LOAN, then the HOME.” In today’s faced paced market, “ball parking” your price range with an agent, or online, is good, but you MAXIMIZE your buying power by being PRE-APPROVED with a Mortgage Loan Consultant FIRST.
The pre-approval process is a simple one, and will provide you with the options which meet your payment comfort zone. The process generally involved calling us and talking on the phone for 30 to 45 minutes. After that conversation, we decide when we should meet in person.
We can send you Good Faith Estimate of your closing costs, and give you a pre-qualified letter at that time. THEN you are better equipped to meet with a Realtor and find the most house for your money. Because multiple offers come in on the same home (especially if you are looking at Foreclosed Property!), a PRE-APPROVED buyer has a better chance of being the new homeowner! This is the first of six steps in the Homebuying process…
If you are considering a purchase in Raleigh or buying a home in Cary, contact Steve and Eleanor Thorne at First Financial Services in Cary, NC 919-851-3031
great post hope to see some additional comments next Sunday…adios
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