First Time Home Buyer Tips, Best Mortgage Rates
VA Home loans are one of the best benefits available to those who have served our country—and we’re proud to help North Carolina Veterans make the most of this opportunity. On this page, you’ll find helpful blog posts, updated guidelines, and insider tips from mortgage experts who specialize in VA home loans. We break down everything from debt-to-income ratio requirements to how the VA funding fee works. Need to buy a home with no money down? Wondering if your credit score qualifies? Looking for homes near Fort Liberty, Camp Lejeune, or Seymour Johnson AFB? You’ll find answers here about VA Home loans. Plus, we share real-life scenarios and advice tailored for military families who may face frequent relocations, and are using VA Home loans. We know PCS orders don’t come with much notice, so we focus on speed, service, and keeping your stress low. Whether you're buying your first home or your forever home, let us help you use your VA Home loans benefit with confidence.
Mortgage Credit Certificates (MCCs) issued through NC Housing may qualify a Veteran for a Federal tax credit. The Federal tax credit is based on a certain percentage of the Veteran’s mortgage …
Continue Reading about VA Loan Mortgage Credit Certificate →
Veterans buying a house in NC have some new advantages thanks to the VA Bills passed by Congress before their recess. Included in the bill are provisions for disabled Vets, Parents (both married and …
These are the VA Loan Guaranteed Funding Fees in place until September 30, 2016. During 2011 there were numerous circulars that said the fees would change in 2012 and again in 2013 - however that …
Veterans who own a home in North Carolina are looking for ways to improve their monthly cashflow. Refinancing a greate idea, because rates have NEVER been this low. Ifyou currently own a home in …
Veterans who purchase a home using their VA Loan Benefits should be pulling their paperwork out and considering a refinance right now. O n average, if you purchased a home with a current interest …
Continue Reading about IRRRL Guidelines – VA Loan Refinance Program →
The Veteran's Administration has some very interesting guidelines when it comes to analyzing credit for a VA Home Loan... in their guidelines, it doesn't actually state that you need to HAVE a credit …
Continue Reading about Veteran Home Loan Credit Requirements →
Stephen Thorne
Mortgage Loan Officer
NMLS 60596
Eleanor Thorne Mortgage
Loan Officer
NMLS 67179
Advantage Lending is an Equal Housing Lender. NMLS NMLS #5687 (NMLS Consumer Access), NC License L-161797 Certain limitations apply, call for details. Corporate Office 7521-101 Mourning Dove Road
Raleigh, NC 27615. Phone Number (919) 532-7300
