First Time Home Buyer Tips, Best Mortgage Rates
VA Home loans are one of the best benefits available to those who have served our country—and we’re proud to help North Carolina Veterans make the most of this opportunity. On this page, you’ll find helpful blog posts, updated guidelines, and insider tips from mortgage experts who specialize in VA home loans. We break down everything from debt-to-income ratio requirements to how the VA funding fee works. Need to buy a home with no money down? Wondering if your credit score qualifies? Looking for homes near Fort Liberty, Camp Lejeune, or Seymour Johnson AFB? You’ll find answers here about VA Home loans. Plus, we share real-life scenarios and advice tailored for military families who may face frequent relocations, and are using VA Home loans. We know PCS orders don’t come with much notice, so we focus on speed, service, and keeping your stress low. Whether you're buying your first home or your forever home, let us help you use your VA Home loans benefit with confidence.
In North Carolina we have predatory lending laws which differ from other states. No matter what type mortgage loan you are applying for, we are required to "prove" that you have the ability to repay …
Continue Reading about Income Requirements For A VA Mortgage Loan →
We get tons of questions from folks who have moved to North Carolina from another area, becoming landlords in the process. Maybe you bought a home in Jacksonville, NC and now that you are out of the …
Continue Reading about VA Refinance On Investment Property →
We get tons of questions from Veteran's who want to know what the "ratios" are that a VA Underwriter sues to qualify them for a mortgage loan. It unfortunately, depends... The VA Home Loan Ratio …
Veteran's who are looking for a home that is a DEAL, might be considering homes that have (or are) distressed properties. Homes that were recently foreclosed upon or are short sales can come with …
Continue Reading about Buying a House With A VA Loan When it has Tax Liens →
You don't necessarily need to be employed to qualify for a VA home loan. We can count retirement income for Veterans, child support and Alimony can also be used to qualify for a VA mortgage loan …
Continue Reading about Income Sources: Qualifying for a VA Loan →
If you a Veteran who wants to purchase a Foreclosure or Short Sale, be prepared that very few of the Banks will pay closing costs. Because of this, we often have Veteran's who want to know if they …
Continue Reading about Can You “Roll In” Closing Costs on A VA Loan? →
Stephen Thorne
Mortgage Loan Officer
NMLS 60596
Eleanor Thorne Mortgage
Loan Officer
NMLS 67179
Advantage Lending is an Equal Housing Lender. NMLS NMLS #5687 (NMLS Consumer Access), NC License L-161797 Certain limitations apply, call for details. Corporate Office 7521-101 Mourning Dove Road
Raleigh, NC 27615. Phone Number (919) 532-7300
