The USDA doesn't really make mortgage loans, they simply insure the bank against you possibly going into foreclosure. The USDA Home Loan requirements are really a function of what loans USDA will …
First Time Home Buyer Loans NC FAQs
Are you tired of hauling the laundry down to a dark basement, or better yet, LIVING in your PARENTS basement? Maybe it's time to buy a home for yourself! We've heard all of the doubts from folks …
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Get A Tax Refund, Buy A House!
It's that time of year! All of the Car Dealers are shouting "Take Your Tax Refund and Buy a New Car!" Wait! Don't Do That! The slogan for First Time Home Buyers in NC should be... Get A Tax Refund, …
USDA Home Loan Only One Credit Score
We recently had someone apply for a USDA Loan who only had one credit score. They had been told by several other loan officers in NC that even though the one score they have is over 680 - they could …
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USDA Loan Eligibility Maps for NC
The 2014 Farm Bill Congress passed actually did us a huge favor in NC. It says that USDA Rural Development must finally figure out which cities in North Carolina are "still" Rural, after all these …
Your USDA Home Loan Might Not Really Be Approved Anymore
This is an update based upon our own experience sending files through the GUS (the Automated USDA System) each day, and our conversations with Lenders across the US. These are NOT published changes …
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