When I look back on my career as a mortgage lender, I don't remember a mortgage program that's had the same impact on the Real Estate Industry as USDA Loans in North Carolina. These are zero down …
USDA Home Loans have PMI?
USDA Home loans are the coolest loans on the planet right now, and most people don't understand that it has a form of mortgage insurance... Mortgage Insurance does not pay your mortgage off when …
Seller Paid Closing Costs in NC 2015
We are seeing a paradigm shift, regarding Seller Paid Closing Costs in NC - that WE'VE never seen before. I've been in the Mortgage Business, in North Carolina since I was 15. If I say I've NEVER …
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USDA Home Loans and Deferred Student Payments
People are moving to the Raleigh / Cary Metro area to go to one of the more than 20 Universities and Colleges we have in the area... and after graduation, they often stay in the Triangle because we …
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FHA Guidelines to Qualify Rent to Own in NC
Rent-to-own agreements and or sales that take place between a tenant and landlord have special FHA Home Loan Guidelines. Often times, when someone moves to our area with a short sale in their …
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USDA Loan Frequently Asked Questions
Most loan officers are not familiar with the USDA Home Loan Program - which is a shame, because it's one of the best No Money Down Home Loans available in NC! We get "Rural" really fast in NC... …
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