We get questions all the time from folks who want to know if they can still buy a house if they have credit card debt. Honestly, having NO credit card debt will bring your credit scores down! We …
Good Credit Advice
Thinking about buying a home in NC? The first thing you have to do is get your Credit Score in order. Often times, especially with First Time Home Buyers, we suggest that they get a Secured Credit …
Get Your Good Credit Back!
In the "good old days," (just last summer), you didn't really need a credit score to purchase a home... TODAY, even FHA wants to see some "traditional" credit. If you are interested in buying a home …
4 Things U Can Do NOW to Get A Higher Credit Score
Is your Credit Score picture lookin' kinda bleak?? Relax - if we work together for the next 6 months - we can get you in a much better position! No matter what your credit picture - 6 months of …
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Find the Perfect Credit Card
There are many different kinds of credit cards available. Bank credit cards, Sears, gas credit cards - but the one that we most often refer people to is a Secured Credit card. Why is that? …
Credit Card Balance = Lower Credit Score?
If you have 3 Credit Cards - and one of them is "Max'd Out" and One has a zero balance, and one you pay off monthly... you could be pulling your score down! Look at the following example: Credit …
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