Did you know that if you are using the "Same As Cash" options available through department stores, like Best Buy, Macy's or Rooms To Go you might not be helping your credit scores? The folks we help …
USDA Rural Development Loans and Liquid Assets
Some borrower's we talk to have ALWAYS been good savers, and they are drawn to the USDA RD Home Loan program because it allows them to keep their savings (it's a 100%, NO down payment required …
Continue Reading about USDA Rural Development Loans and Liquid Assets →
What Improvements Can You Make with a FHA 203k Renovation Loan?
FHA has a great program to help with renovating a new home! It's called the FHA 203k Renovation loan - and if you've been on Craigslist, you've definitely seen, "this property is eligible for FHA …
Continue Reading about What Improvements Can You Make with a FHA 203k Renovation Loan? →
First Time Homebuyers – Rates Going Up
We talk to First Time Home Buyer's everyday that tell us, "We're Looking!" Well - here's my advice... HURRY UP!! Why would I say that? Higher Mortgage Rates especially impact First Time Home …
Continue Reading about First Time Homebuyers – Rates Going Up →
FHA – June is Biggest Month Ever! WOW!
FHA announced that in June, of 2013 they had a RECORD month! Nearly 89,000 of insured mortgages in June for new purchases. If you are a First Time Home Buyer considering a purchase in NC, learn …
Continue Reading about FHA – June is Biggest Month Ever! WOW! →
Credit Card Balance = Lower Credit Score?
If you have 3 Credit Cards - and one of them is "Max'd Out" and One has a zero balance, and one you pay off monthly... you could be pulling your score down! Look at the following example: Credit …
Continue Reading about Credit Card Balance = Lower Credit Score? →
