FHA PMI Rates 2016 are lower than they have been for many years. This is a great move, and is possible only because the FHA PMI fund is now in "positive" territory, and they did not have to request …
NC Definition of First Time Home Buyer
We have some great first time home buyer programs in NC! One of our favorite programs allows for credit scores of 600, another program provides a down payment assistance program of 3%! To qualify …
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Mortgage Rates End of Summer 2015
In North Carolina, we mark the end of Summer with the Home Builder's Parade of Homes - which comes at the end of September. I know, September is normally considered a "Fall Month," but if you've …
Credit Score for FHA Mortgage
Wouldn't it be FUN to own a home? Your own backyard, your own bedroom you can paint anyway you want? AND... get cash back from Uncle Sam?! Minimum credit score requirements for FHA Loans in NC are …
How to Read The Property Condition Rating On An Appraisal
The Appraisal Report is given to everyone who is applying for a mortgage loan, but the type of report can vary based upon the type of mortgage you are applying for. The Standard "full blown" …
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Paying Student Loan Debt Down To Qualify
I know I've written several pages about Student Loan Debt, and trying to get a mortgage - I promise, I'll move on next week to something else. BUT we JUST HAD THIS HAPPEN: Borrower has …
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