If 54% of American's have a credit score that's good enough to buy a house... that means 46% of American's are listening to Debt Collector Calls... no wonder we're depressed! But there are also debt …
Sample Letter – Pay Debt Make It Disappear
Applying for a mortgage loan? You may have a copy of your credit report, and you're trying to figure out how to fix some stuff that is on there that is just plain wrong. Many people have some …
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Check Out How Much They Charge YOU!
OMG! My son recently received an application for a new credit card - and being the snoopy Mom that I am, I peeked at the terms (then threw it away! Shhhh!) He's a Senior in College, and he's …
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What Can Be Done To Improve My Score??
Potential Homebuyers ask us everyday, "How can I improve my credit score???" There's not a simple answer, because every credit history (and score attached to that history) is like a snowflake. There …
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1-2 Punch Dispute Letters
So the first step in the dispute process was to write a letter regarding old addresses... Now that you have that back - the real work begins! The next step is to look at the new reports for any …
Different Kinds of Credit Cards
Looking for a new home in North Carolina, then you'll want to do what you can to ensure you have the highest credit score available - WHY? Because qualifying for a mortgage means you will need a …