I went to a mortgage conference last week, and one speaker (who is also an attorney) suggested that within this next Presidential Budget we would likely see the introduction of a new "breed" of …
Student Loan (IBR) and Mortgage Qualification
We've had a ton of questions from folks, looking for information about their Student Loans, and how the payments on the deferred student loans, and IBR Student Loan payments will be looked at when …
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USDA Student Loan Updates
USDA has long seen the benefit of a College Degree - and in fact USDA Home Loan Underwriters will use Higher Education as a "compensating factor" when a family is close on the debt ratios! Unlike FHA …
Mortgage Requirements With Deferred Student Loans
We've written many times about Student Loan Debt and the difficulty it causes for many home buyers in North Carolina (and across the country) to qualify for a mortgage. Many folks who are buying …
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PMI Mortgage Insurance Rates
If you've bought a home before, or have ever been around someone while they were in the purchasing process, you are probably both aware and afraid of PMI Mortgage Insurance. MI often has the power to …
Millennial’s, Renters, and First Time Home Buyers
For the first time in many years, Home Buying is the number one goal for many Americans under the age of 34. According to the National Association of Realtors, millennials made up 35 percent of all …
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