First Time Home Buyer Tips, Best Mortgage Rates
For some home buyers the FHA Underwriting guidelines for folks who previously had a bankruptcy, foreclosure or short sale just got easier! If a member of your household lost their job for at least …
Continue Reading about FHA Extenuating Circumstances From Job Loss →
You know how you sign up for a store credit card, and they give you a 10% discount off that purchase? Okay, so let's say you "Stumble" in Victoria's Secret, and you purchase $350 worth of, ughmm, …
Continue Reading about Your 10% Discount at Victoria’s Secret is not really a deal… Just Sayin’. →
We hear "I Don't Want My Credit Pulled Because It Will Lower My Credit Scores!" on a fairly regular basis. As loan officers, we can't really get a good picture of what you qualify for without the …
Continue Reading about Pulling Credit Report Multiple Times Lowers Scores? →
We saw this recently, and thought it was an accurate depiction of the fact that scores under 720 hurt you in the pocketbook these days! How Much Does Bad Credit Cost You? Thousands upon thousands of …
Is your Credit Score picture lookin' kinda bleak?? Relax - if we work together for the next 6 months - we can get you in a much better position! No matter what your credit picture - 6 months of …
Continue Reading about 4 Things U Can Do NOW to Get A Higher Credit Score →
If you have 3 Credit Cards - and one of them is "Max'd Out" and One has a zero balance, and one you pay off monthly... you could be pulling your score down! Look at the following example: Credit …
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Stephen Thorne
Mortgage Loan Officer
NMLS 60596
Eleanor Thorne Mortgage
Loan Officer
NMLS 67179
Advantage Lending is an Equal Housing Lender. NMLS NMLS #5687 (NMLS Consumer Access), NC License L-161797 Certain limitations apply, call for details. Corporate Office 7521-101 Mourning Dove Road
Raleigh, NC 27615. Phone Number (919) 532-7300
