Did you know that if you are using the "Same As Cash" options available through department stores, like Best Buy, Macy's or Rooms To Go you might not be helping your credit scores? The folks we help …
Looking for a Home – When Do I Apply?
This is a question that was posted recently on Trulia Voices... "Looking for a Home in the Triangle. I think I'll be ready to purchase in March of 2015. When should I apply for a mortgage???" …
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Bankruptcy and VA Home Loans
We are talking to folks every week who lost a job in the last several years, lost medical insurance - or had some other tragedy that made it necessary for them to take steps they never thought they …
We Are Pulling Credit Report Right Before Closing
Fannie Mae requires lenders to pull your credit report again, right before closing. This is important to remember, because an additional pull of your credit, can mean lower scores - which we've seen …
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Your Credit Score – Big is Beautiful!
Your goal needs to be a credit score of 800 or more! I heard from someone in Charlotte this week who was laid off last year. Her score is in the high 500's... not close to her goal! Fortunately, …
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What does Rapid Rescore Mean To Buyers in NC?
Let's say you are ready to purchase a home in NC, and you meet with a loan officer... and they say that your credit score is 610. ARRRGGH! Depending on the mortgage loan that you are applying for, …
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