For those of you who have not read my bio... I'm second generation mortgage. My Dad was in this business - and my FIRST JOB? Was working for a PMI company at the age of 15, helping them MANUALLY …
Are Mortgage Rates Going Up or Down This Summer?
As a mortgage loan officer, I am pretty good at answering the question, "What are rates going to do?" My normal reply is to say something like, "they are going to change." Because rates do …
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How to Buy Down A Mortgage Interest Rate
With any mortgage program, you can pay discount points to have a lower "starting point" (interest rate) for your mortgage. This process is called "Buying the Mortgage Interest Rate down" and is often …
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Documentation Needed For a Mortgage Loan
Here's a list of the various types of information we are required to receive for most (if not all) loan applicants: Social Security numbers Residence addresses for the past two years:If renting, …
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Refinance in NC – New HARP 2.0 Guidelines
As part of the efforts of the Federal Reserve and the US Treasury Department to keep the US Economy from going into a full Depression, stimulus packages are being put in place to help First Time Home …
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Conflicting View of Housing Recovery and the Economy
I've listed to the CNBC pundits who say that the US Housing market is past hitting the bottom and things are looking up. Then I've read reports on other Real Estate "Focused" sites that said - "we …
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