When you buy a house, you might be in a situation where you need a Pest Inspection (look for termites), a Septic Inspection, or a Well Inspection. Sometimes, these costs can be included in the …
Mortgage Credit Certificate Program and Tax Reform
UPDATE TO THIS POST 1/21/2018: Now that the final legislation has passed Congress, we received this notification from NC Housing Finance Agency: Congress has formally passed tax reform legislation …
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PMI Guidelines for High Ratio Borrowers
MANY First Time Home Buyers in NC are now using the Conventional Fannie Mae Home Ready program to purchase a home. So many, in fact that for the first time in decades, FHA is no longer commanding a …
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Self Employment Income Needed For A NC Mortgage
There are so many people in NC looking for homes right now that have a "side hustle." They might bee working at Verizon, but during their off time, they are also Lyft Drivers. If they've done this for …
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Buying A Lot to Build On in NC
When you are considering a new home purchase in NC, the first thing most of us want to know is WHERE to build your new home! There are several different types of lots available. You could be buying …
NC First Time Home Buyer Tax Credit
There's a big conversation in the Senate about the Mortgage Tax Credit - and it doesn't look like that "National" initiative is going too far... Good News! There is a First Time Home Buyer Tax Credit …
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