Now that mortgage rates have moved up, we are not hearing as many ads on the radio for "No Closing Cost" refinances... but I'm sure the commercials will change in the next ten days to talk about …
TRID And The Mortgage Process October 2015
TRID is a new Financial Services Disclosure that will go into effect on October 3, 2015. It's a pretty massive change, and TRID is going to change dramatically the way the mortgage process …
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How to Read The Property Condition Rating On An Appraisal
The Appraisal Report is given to everyone who is applying for a mortgage loan, but the type of report can vary based upon the type of mortgage you are applying for. The Standard "full blown" …
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Deferred Student Loans FHA Mortgage in NC
The new FHA Loan Underwriting Handbook is now changing on 9/14/15. With those changes (that had been scheduled for June) there are significant changes to Deferred Student Loans FHA Mortgage …
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Home Buyer Motivation
We talk to "Fence Sitters" everyday. That's part of the Mortgage and Real Estate Business - talking folks off that fence, assuming it makes sense for them to do so. In many ways, you need to be part …
Credit Score Basics – For First Time Homebuyers
We recently talked to a "credit score expert" at one of the Credit reporting agencies. This was important to us, because there's so much information available online now - and some of it is just …
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