If you are like most of our First Time Home Buyer clients, you are researching and reading everything you can find to be certain you are prepared for the big day when you finally get the keys to your …
NC Definition of First Time Home Buyer
We have some great first time home buyer programs in NC! One of our favorite programs allows for credit scores of 600, another program provides a down payment assistance program of 3%! To qualify …
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How PMI Is Calculated – New PMI Rates
There are currently five options for structuring PMI on a mortgage loan, and frankly, that number is on the rise. "PMI" is actually Private Mortgage Insurance. It's the insurance that's charged on …
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No Closing Costs Mortgage Program
Now that mortgage rates have moved up, we are not hearing as many ads on the radio for "No Closing Cost" refinances... but I'm sure the commercials will change in the next ten days to talk about …
TRID And The Mortgage Process October 2015
TRID is a new Financial Services Disclosure that will go into effect on October 3, 2015. It's a pretty massive change, and TRID is going to change dramatically the way the mortgage process …
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How to Read The Property Condition Rating On An Appraisal
The Appraisal Report is given to everyone who is applying for a mortgage loan, but the type of report can vary based upon the type of mortgage you are applying for. The Standard "full blown" …
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