We talk to folks every day who have some credit "skeletons." They didn't wake up one day and decide not to pay their bills - something awful happened... and NOW that things are better - they want a …
Find the Perfect Credit Card
There are many different kinds of credit cards available. Bank credit cards, Sears, gas credit cards - but the one that we most often refer people to is a Secured Credit card. Why is that? …
Credit Card Balance = Lower Credit Score?
If you have 3 Credit Cards - and one of them is "Max'd Out" and One has a zero balance, and one you pay off monthly... you could be pulling your score down! Look at the following example: Credit …
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Where to Send Letters of Dispute
We focus our business on helping folks buy houses in NC. Because of that, we talk to folks every day who need help fixing certain items on their credit report. Often times, that means they will need …
Can I Get A Mortgage With A 600 Credit Score in NC?
We talk to people everyday who want to know if they can get a mortgage, a home loan, with a 600 credit score in NC - the answer is POSSIBLY! In North Carolina we have a program backed by the State, …
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Divorce and Credit
This not the picture you want of your door. If you are in the midst of a separation or divorce, and money worries are among the top reasons marriages fail - the last thing you want to see on your …