Many of our clients are hyper focused on their credit report and their credit scores because they want to buy a home in NC, and they need to get their scores to the point where that dream of owning a …
Debt To Income Ratios And Credit
Many people we talk to who had credit problems - have gone to an all "Cash" economy - meaning they don't use credit at all any longer. We totally understand that theory, but we feel that the better …
How To Protect Your Credit During Divorce in North Carolina
Lately we have been running into more and more couples that are either going through a separation, or a divorce. In many of these situations, one spouse wants to remain in the home - but the only way …
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Minimum Credit Score Requirements for a Mortgage
We often talk to first time home buyers who want to know the minimum credit score requirements for a mortgage in North Carolina. The answer, while not complicated, is not one where I can just spit …
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Credit Cards and Buying a House
We get questions all the time from folks who want to know if they can still buy a house if they have credit card debt. Honestly, having NO credit card debt will bring your credit scores down! We …
Credit Score Information Sold
When you apply for a mortgage with us (or anyone else), and we pull your credit - you might get a call from Quicken Loans. We did not sell your information - it was picked up as a Trigger Lead. We …
