Once you have a copy of your credit report, you need to sit down and start writing to the three credit bureau agencies. In that first dispute letter you want to dispute: First you want to dispute …
Different Kinds of Credit Cards
Looking for a new home in North Carolina, then you'll want to do what you can to ensure you have the highest credit score available - WHY? Because qualifying for a mortgage means you will need a …
Stop The Phone Calls
You're doin' your best to clean up your credit... you're workin' 2 jobs and takin' PBJ's to lunch everyday. You know you're behind - but you're WORKIN' ON IT! All you really want is for the bill …
Is Your Credit On the Edge
To buy a house, you will need three mortgage credit scores. A mortgage credit score is different than the score you pull from Credit Karma, or the score that Sears pulls when you apply for a credit …
What is FICO
FICO is one of the three scoring models used by Credit Bureaus to figure out how you statistically measure up to other folks with a similar profile. Our Credit Scores (one is called a FICO Score) are …
Three Trade Lines
When folks are talking with us about buying a house in NC, they often hear us say that they need at least 12 months of payments made on time - and we need 3 active trade lines. With that, you should …
