I found it interesting that our local radio station was talking about budgets and credit this week. In the morning show, one of the host said, "you know how I remember to pay my bills? I pay them …
There Are Few Quick Fixes
There are tons of SCAM companies out there telling you that they can help you fix your credit scores - quickly. Well - if it walks like a duck... and quacks like a duck... might be that duck is …
150 Moving Parts to Credit Score
Your credit score has upwards of 150 different components. It is a mathematical model and though it is considered a "black box," with few of the actual details made public, we do know the most common …
Disputing Liens and Judgements
"Gee Mom! Look what I did to Sissy!" Wow - sometimes we have marks all over our credit report too. If you have Liens or Judgements showing on your report, with inaccurate information, you should …
What Can Be Done To Improve My Score??
Potential Homebuyers ask us everyday, "How can I improve my credit score???" There's not a simple answer, because every credit history (and score attached to that history) is like a snowflake. There …
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1-2 Punch Dispute Letters
So the first step in the dispute process was to write a letter regarding old addresses... Now that you have that back - the real work begins! The next step is to look at the new reports for any …
