We sometimes work with folks for 12 months or more to fix their credit so that they can buy a house. Often times, we need for them to add more GOOD items to their credit reports - because the only …
Can You Refinance To The Lowest Mortgage Rate?
Mortgage Interest Rates are at ALL TIME lows, and many of the people calling us want to know if it's even possible to Refinance these days! The answer is maybe. If you are looking for a "rate …
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Different Types of Credit Cards That Build and Establish Credit
First Time Home Buyers often ask us what they need to do to get the minimum credit scores required to buy a home in North Carolina. Because so many first time home buyers here also have …
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Do U Need A Repair Co?
I don't play the lottery - but I know plenty of people that do... and from what I hear, there are no Guarantees that you are going to win as you purchase your ticket. The same thing is true with …
Credit Scores and First Time Home Buyers!
How Credit Scores are calculated is changing, and the minimum scores required for mortgage loans are going HIGHER! It's important to know that Trans Union began making changes to the way they …
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Credit Card Fees Are Goin Down
Congress is finally doing something about Credit Card fees -which have gotten out of hand lately. If you go to Best Buy, and use your Wells Fargo card - they are going to charge you a little extra in …