First Time Home Buyer Tips, Best Mortgage Rates
Credit doesn’t have to be confusing. We’ve worked with thousands of North Carolina homebuyers who had questions about collections, charge-offs, late payments, and how long to wait after a bankruptcy or foreclosure. This section is full of helpful articles that answer those questions in plain language. We explain how lenders look at credit scores, what credit bureaus track, and how mortgage credit reports are different from the ones you see online. You'll also find tips on building credit from scratch, using rent or utility payments to improve your score, and how authorized user accounts may help. If you’re planning to buy a house in the next 3 to 12 months, now is the time to get your credit mortgage-ready. Whether your score is already in good shape or needs a little work, we’ll walk you through the process with practical steps that make sense. Better credit = better loan options!
We are mortgage lenders, and we talk to North Carolina "wanna' be home buyers" all the time who hit some rough times with the Economy going down hill. Things that they couldn't have predicted, or …
Continue Reading about Questions about Bad Credit Answered →
If you are interested in buying a house, we MUST view your credit. That’s why there’s a button on the right that says, “Apply Now”. It allows us to get a copy of your credit report and view it. …
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As mortgage lenders, our job is to talk to folks who are interested and ready to buy a home in NC. We work with folks all over the state, and many of them have some work to do to get their credit …
A bankruptcy filing can be a devastating blow to your credit, and your emotional well-being, but it doesn't mean you have to wait 10 years before you can qualify for a mortgage. We talk to so many …
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Did you know that if you are using the "Same As Cash" options available through department stores, like Best Buy, Macy's or Rooms To Go you might not be helping your credit scores? The folks we help …
There's a new Freddie Mac program that might help with Refinancing A Spouse Off The Mortgage in NC. Most of us know that your name actually has to come OFF THE NOTE and Deed of Trust in order for you …
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Stephen Thorne
Mortgage Loan Officer
NMLS 60596
Eleanor Thorne Mortgage
Loan Officer
NMLS 67179
Advantage Lending is an Equal Housing Lender. NMLS NMLS #5687 (NMLS Consumer Access), NC License L-161797 Certain limitations apply, call for details. Corporate Office 7521-101 Mourning Dove Road
Raleigh, NC 27615. Phone Number (919) 532-7300
