There's the WHITE HOUSE, and then there's that white house, with the picket fence and the dog out back, and a couple of shade trees where you can string up a hammock. If you've been in the Armed …
Time and Credit
When you are trying to increase your credit score - TIME is a big factor. How long has it been since you missed a payment. For Car Loans and Mortgage Loans - that number MUST be 12. Meaning you …
Does The Balance On Your Account Matter?
If you are considering a mortgage in NC, then you probably need to know more about Mortgage Credit Scores, and the minimum credit scores needed to qualify for a mortgage in NC. We counsel folks about …
Continue Reading about Does The Balance On Your Account Matter? →
Cash Out of Home with FHA Refinance
Have you heard the joke about the way you see your house, and the way the tax guy sees it and the way your appraiser sees it? Well, it's pretty funny... because everyone has a difference …
Continue Reading about Cash Out of Home with FHA Refinance →
What Does “Clean Credit” Mean??
"Clean Credit" is a slang term used OFTEN in mortgage lending. It refers most often to someone who has 12 months with no lates. But it's not just late payments, it also refers to 12 months with no …