Did you know that if you are using the "Same As Cash" options available through department stores, like Best Buy, Macy's or Rooms To Go you might not be helping your credit scores? The folks we help …
Check Out How Much They Charge YOU!
OMG! My son recently received an application for a new credit card - and being the snoopy Mom that I am, I peeked at the terms (then threw it away! Shhhh!) He's a Senior in College, and he's …
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What Does “Clean Credit” Mean??
"Clean Credit" is a slang term used OFTEN in mortgage lending. It refers most often to someone who has 12 months with no lates. But it's not just late payments, it also refers to 12 months with no …
VA Loan Co-Signors
VA mortgage loan guidelines recognize legally married spouses of qualified veterans as co-signors on VA loans. This means that we can include the spousal income to qualify for the loan, and …
Va Loans and Co-Borrowers
The married spouse of a military member or veteran can co-sign a VA loan. WHAT DOES THAT MEAN? In practical terms it means that if you are not married - and the other borrower is NOT a veteran, you …
