We talk to people everyday who have questions about qualifying for a FHA Mortgage Loan in NC. FHA Underwriting Guidelines, are actually pretty straightforward. Unlike qualifying for a VA …
Credit Scores and Collections VA Home Loans
We don't often have situations, frankly, where Veterans have credit problems - but it does happen. Collections, especially those from hospitals, or Apartment Rental Agencies, can be especially …
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Authorized User Accounts and Credit Scores
One of the ways Credit Repair is done right now is by adding someone to a credit account that is in good standing as an Authorized User. These Authorized User Accounts are also a good strategy for …
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First Time Home Buyer Quiz
If you are like most of our First Time Home Buyer clients, you are researching and reading everything you can find to be certain you are prepared for the big day when you finally get the keys to your …
Credit Score Requirements For Mortgage Loans
If you are interested in buying a house, we MUST view your credit. That’s why there’s a button on the right that says, “Apply Now”. It allows us to get a copy of your credit report and view it. …
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WoWho! VA Does Not Require A Credit Score!
Well... I wouldn't get TOO excited! According to the underwriters I've talked to lately - even though VA does Not Require a Credit Score, they will require a MINIMUM of at least 12 months of clean …
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