Thinking about buying a home in NC? The first thing you have to do is get your Credit Score in order. Often times, especially with First Time Home Buyers, we suggest that they get a Secured Credit …
Divorce and Refinance
With the economy being what it is... I guess more people are considering divorce. I haven't seen a "headline" about it, but we're certainly getting calls! If you're in that boat, my heart goes out …
Medical Collections and FHA Mortgage Change July 1, 2012
Medical Collection Boo-Boo's are usually the hardest things to remove from a credit report, even though the Fair Credit Reporting Act does have pretty strong language about them. Fortunately, Medical …
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HR 6694 and Downpayment Assistance
1/31/2010 Update - There's still no Downpayment Assistance Program Available in NC. The House Bill 6694, that was suppose to re-confirm Downpayment Assistance (it's gone as of 10/1/2008) has made …
Who You Borrow From Lowers Scores
Are you dreaming of a new truck? Well, you're not alone... but be careful who you borrow from! If you go to Beneficial, or Wells Fargo Financial (both fine companies) you will not really help your …
More Downpayment Needed for FHA
The New Housing Bill that Congress just passed in an effort to "save" Fannie Mae and Freddie Mac (F/F) has some other features that homebuyers need to be aware of. SAVE UP! For more than 10 years …
