The biggest “scam” we see involve people who have Collections. Those accounts are SOLD (for more info on that click here)… and can add 2 to 3 negative trade lines to your credit report each YEAR!
We strongly recommend that you set up a plan for the ones that are still active – don’t know which ones those are? Call us, Steve Thorne 919-649-5058… I was doing an analysis of one person’s scores this week, and PAYING OFF the Collection HURT her credit score by 72 points.
I quickly added a disclaimer to the site. We have tons of info here – but it really is best to talk to us and let us look at your situation!