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	<title>NC FHA Expert &#187; wake</title>
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	<link>http://ncfhaexpert.com</link>
	<description>Helping NC&#039;s Home Buyers!</description>
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		<title>Veterans get a Tax Credit Extension, what about the rest of us??</title>
		<link>http://ncfhaexpert.com/va-loans/veterans-get-a-tax-credit-extension-what-about-the-rest-of-us/</link>
		<comments>http://ncfhaexpert.com/va-loans/veterans-get-a-tax-credit-extension-what-about-the-rest-of-us/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 14:46:10 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[guidelines]]></category>
		<category><![CDATA[home loan rates raleigh]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[qualifying]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[wake]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=221</guid>
		<description><![CDATA[On October 11, 2009 the Congress agreed to extend the $8000 Tax Credit for First Time Homebuyers for any Veteran who served at least 3 months of "Qualified Overseas Duty"  in 2009 for another 12 months! ]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/veterans-get-a-tax-credit-extension-what-about-the-rest-of-us/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>FHA Downpayment Going to 5% ??</title>
		<link>http://ncfhaexpert.com/fha/fha-downpayment-going-to-5/</link>
		<comments>http://ncfhaexpert.com/fha/fha-downpayment-going-to-5/#comments</comments>
		<pubDate>Mon, 05 Oct 2009 13:14:21 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Housing News]]></category>
		<category><![CDATA[county]]></category>
		<category><![CDATA[downpayment]]></category>
		<category><![CDATA[durham]]></category>
		<category><![CDATA[fha cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[guidelines]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[orange county]]></category>
		<category><![CDATA[wake]]></category>
		<category><![CDATA[wake forest]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=212</guid>
		<description><![CDATA[US Congressman Scott Garrett (R-NJ) introduced the "FHA Taxpayer Protection Act of 2009.  In his bill, borrowers would be required to make a 5% downpayment on FHA loans, as opposed to the 3.5% downpayment in the current guidelines.]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/fha-downpayment-going-to-5/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Basics to Qualifying for a FHA Mortgage Loan</title>
		<link>http://ncfhaexpert.com/fha/basics-to-qualifying-for-a-fha-mortgage-loan/</link>
		<comments>http://ncfhaexpert.com/fha/basics-to-qualifying-for-a-fha-mortgage-loan/#comments</comments>
		<pubDate>Thu, 05 Feb 2009 15:46:12 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[county]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[down payment]]></category>
		<category><![CDATA[downpayment]]></category>
		<category><![CDATA[durham]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[gift]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[johnston]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[maximum loan amount]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[orange]]></category>
		<category><![CDATA[pre qualifying]]></category>
		<category><![CDATA[qualifying]]></category>
		<category><![CDATA[ratios]]></category>
		<category><![CDATA[rental]]></category>
		<category><![CDATA[scores]]></category>
		<category><![CDATA[wake]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=136</guid>
		<description><![CDATA[FHA mortgage loans offers some of the most flexible financing available for today&#8217;s home buyers!  With FHA, you can purchase a property that&#8217;s located almost anywhere, (unlike USDA that has a &#8220;footprint&#8221; of where you can purchase) and you don&#8217;t have to be a Veteran (a requirement for VA home loans ).  AND you can use [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Government Loan Update to Guidelines</title>
		<link>http://ncfhaexpert.com/fha/government-loan-update-to-guidelines/</link>
		<comments>http://ncfhaexpert.com/fha/government-loan-update-to-guidelines/#comments</comments>
		<pubDate>Thu, 29 Jan 2009 14:43:14 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[fha qualifying requirements]]></category>
		<category><![CDATA[minimum credit score]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[pmi]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[usda home loans holly springs]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[wake]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=133</guid>
		<description><![CDATA[And in the blink of an eye &#8211; while I was checking my Blackberry &#8211; there it was. More guideline changes!  Holy Cow Batman! Many of that Nation&#8217;s Banks changed guidelines to show that FHA, VA and USDA minimum credit scores (some people call them FICO scores) are going to 620. What does this mean &#8211; [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Maximum Income Requirements USDA in Wake County NC</title>
		<link>http://ncfhaexpert.com/usda-loans/maximum-income-requirements-usda-in-wake-county-nc/</link>
		<comments>http://ncfhaexpert.com/usda-loans/maximum-income-requirements-usda-in-wake-county-nc/#comments</comments>
		<pubDate>Sun, 25 Jan 2009 22:47:35 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[apex]]></category>
		<category><![CDATA[fuquay varnia]]></category>
		<category><![CDATA[garner]]></category>
		<category><![CDATA[Holly Springs]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[no money down]]></category>
		<category><![CDATA[no pmi]]></category>
		<category><![CDATA[requirements]]></category>
		<category><![CDATA[usda]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loan holly springs]]></category>
		<category><![CDATA[usda home loans apex]]></category>
		<category><![CDATA[usda home loans johnston county]]></category>
		<category><![CDATA[usda mortgage]]></category>
		<category><![CDATA[USDA Mortgage Loans]]></category>
		<category><![CDATA[wake]]></category>
		<category><![CDATA[wake forest]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=126</guid>
		<description><![CDATA[The Raleigh / Cary markets are considered an MSA (Major Suburban Area??) by the Government.  So, in Wake County that&#8217;s how you will find the maximum income limits specified for Wake County. These numbers changed at the beginning of the year, and the new income limits (which are based upon the number of people in [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>USDA No Money Down Mortgage</title>
		<link>http://ncfhaexpert.com/usda-loans/usda-no-money-down-mortgage/</link>
		<comments>http://ncfhaexpert.com/usda-loans/usda-no-money-down-mortgage/#comments</comments>
		<pubDate>Tue, 16 Dec 2008 15:50:34 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[apex]]></category>
		<category><![CDATA[downpayment]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[fuquay varina]]></category>
		<category><![CDATA[Holly Springs]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[no]]></category>
		<category><![CDATA[payment]]></category>
		<category><![CDATA[usda]]></category>
		<category><![CDATA[wake]]></category>
		<category><![CDATA[wake forest]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=121</guid>
		<description><![CDATA[We&#8217;ve helped many customers buy homes with an old program offered through the USDA&#8230; not farms&#8230; HOMES. The Rurual Economic Development Fund is what it use to be called, now it&#8217;s just a part of the USDA, and the goal is to provide mortgages, and incentives for folks to purchase homes in less &#8220;densly&#8221; populated [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>FHA Loan Limits Change 1/1/09</title>
		<link>http://ncfhaexpert.com/fha/fha-loan-limits-change-1109/</link>
		<comments>http://ncfhaexpert.com/fha/fha-loan-limits-change-1109/#comments</comments>
		<pubDate>Mon, 10 Nov 2008 19:02:13 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[Housing News]]></category>
		<category><![CDATA[county]]></category>
		<category><![CDATA[FHA Programs]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[johnston]]></category>
		<category><![CDATA[loan limits]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[wake]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=113</guid>
		<description><![CDATA[According to the Mortgagee Letter Published this week, HUD is changing the Maximum Loan Limit for Wake, Johnston, Franklin and Harnett Counties.  The change is based upon our average sales price, which has dropped a bit per National Association of Realtors, on Page 48 of their 88 page report &#8211; the Triangle will be in [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/fha-loan-limits-change-1109/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What is a 2-1 Buydown?</title>
		<link>http://ncfhaexpert.com/fha/what-is-a-2-1-buydown/</link>
		<comments>http://ncfhaexpert.com/fha/what-is-a-2-1-buydown/#comments</comments>
		<pubDate>Fri, 07 Nov 2008 19:02:38 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[2-1 buydown]]></category>
		<category><![CDATA[county]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[johnston]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[wake]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=109</guid>
		<description><![CDATA[Many lenders are shouting about &#8220;Fixed Rate Mortgages starting at 4.5%&#8221; I&#8217;ve even gotten calls from Real Estate Agents asking how they are doing this! Some of these offers are NOT good deals.  For more information about MISLEADING Ads involving this program click here. However, in the right situation, it&#8217;s a good loan.  So let&#8217;s [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/what-is-a-2-1-buydown/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Who Qualifies for VA Mortgage Loans</title>
		<link>http://ncfhaexpert.com/va-loans/who-qualifies-for-va-mortgage-loans/</link>
		<comments>http://ncfhaexpert.com/va-loans/who-qualifies-for-va-mortgage-loans/#comments</comments>
		<pubDate>Mon, 20 Oct 2008 19:19:11 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[eligibility for VA mortgage]]></category>
		<category><![CDATA[johnston county]]></category>
		<category><![CDATA[qualify va home loan]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[va mortgage]]></category>
		<category><![CDATA[wake]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=104</guid>
		<description><![CDATA[The VA,  has offered 100% mortgage loan financing to Veterans for many years.  It is one of the best benefits a Soldier has. If you are serving in time of War, the length of time in the service, before you are you are eligible for VA home loan is much shorter. Because there are varying [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/who-qualifies-for-va-mortgage-loans/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Looking for a Home &#8211; When Do I Apply?</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/looking-for-a-home-when-do-i-apply/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/looking-for-a-home-when-do-i-apply/#comments</comments>
		<pubDate>Mon, 13 Oct 2008 20:12:18 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[first time homebuyer programs]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[minimum credit score]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[usda mortgage loan]]></category>
		<category><![CDATA[USDA Mortgage Loans]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[wake]]></category>
		<category><![CDATA[when to apply for a mortgage]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=99</guid>
		<description><![CDATA[This is a question that was posted recently on Trulia Voices&#8230; &#8220;Looking for a Home in the Triangle.  I think I&#8217;ll be ready to purchase in March of 2009.  When should I apply for a mortgage???&#8221; People who are considering a move to the Triangle need to plan for their home purchase.  If you will be [...]]]></description>
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		<slash:comments>2</slash:comments>
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