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	<title>NC FHA Expert &#187; veteran</title>
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	<description>Helping NC&#039;s Home Buyers!</description>
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		<title>What Exactly Are Closing Cost?</title>
		<link>http://ncfhaexpert.com/fha/what-exactly-are-closing-cost/</link>
		<comments>http://ncfhaexpert.com/fha/what-exactly-are-closing-cost/#comments</comments>
		<pubDate>Sun, 25 Oct 2009 21:59:35 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[closing costs]]></category>
		<category><![CDATA[fha downpayment]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
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		<category><![CDATA[first time home buyer]]></category>
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		<category><![CDATA[settlement charges]]></category>
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		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[va home loans]]></category>
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		<description><![CDATA[The Federal Reserve Board refers to them as "Settlement Fees."   They are, in fact the fees you pay to the various agencies and service providers who work to get the title of the home transferred into your name.]]></description>
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		<title>VA Loans &#8211; Cheaper if you make a Downpayment</title>
		<link>http://ncfhaexpert.com/va-loans/va-loans-cheaper-if-you-make-a-downpayment/</link>
		<comments>http://ncfhaexpert.com/va-loans/va-loans-cheaper-if-you-make-a-downpayment/#comments</comments>
		<pubDate>Tue, 25 Aug 2009 22:37:34 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
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		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[veteran]]></category>

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		<description><![CDATA[If a Veteran can  put a down payment on the home, the funding fee is reduced. For regular military, the funding fee on a 95% loan is only 1.5% and 1.25% on a 90% loan. Reserve members pay 1.75% &#038; 1.5%, respectively.

There's no MONTHLY fee - which is why it is cheaper than FHA or often times, Conventional PMI.  ]]></description>
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		<title>Government Guidelines Are Getting Tighter</title>
		<link>http://ncfhaexpert.com/fha/government-guidelines-are-getting-tighter/</link>
		<comments>http://ncfhaexpert.com/fha/government-guidelines-are-getting-tighter/#comments</comments>
		<pubDate>Tue, 13 Jan 2009 16:25:37 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
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		<category><![CDATA[loans]]></category>
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		<description><![CDATA[A major bank announced last week that they are going to begin charging a higher fee to folks seeking Government Financing (the most popular loans right now) that have credit scores less than 620. For more information about this change&#8230; click here.  8o(( This does NOT mean that you can not get a loan if [...]]]></description>
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