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	<title>NC FHA Expert &#187; va mortgage loans</title>
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	<link>http://ncfhaexpert.com</link>
	<description>Helping NC&#039;s Home Buyers!</description>
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		<title>Veteran Home Loan PMI Change Effective 10/11</title>
		<link>http://ncfhaexpert.com/va-loans/veteran-home-loan-pmi-change-effective-1011/</link>
		<comments>http://ncfhaexpert.com/va-loans/veteran-home-loan-pmi-change-effective-1011/#comments</comments>
		<pubDate>Thu, 15 Dec 2011 19:34:40 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[VA funding fee]]></category>
		<category><![CDATA[va guarantee fees change]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[va pmi]]></category>
		<category><![CDATA[veteran home loans]]></category>
		<category><![CDATA[what are va guarantee fees]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=2438</guid>
		<description><![CDATA[Congress is trying to &#8220;beef up&#8221; military benefits, and they started by lowering the Veteran Home Loan fee for getting a VA Mortgage Loan.  The Fee, called a funding fee, is VA&#8217;s version of PMI.  It&#8217;s important to remember that the Veteran&#8217;s Administration doesn&#8217;t actually MAKE mortgage loans for Veteran&#8217;s, they only insure them.  The [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/veteran-home-loan-pmi-change-effective-1011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>VA Mortgage Loan After A Short Sale</title>
		<link>http://ncfhaexpert.com/va-loans/va-mortgage-loan-after-a-short-sale/</link>
		<comments>http://ncfhaexpert.com/va-loans/va-mortgage-loan-after-a-short-sale/#comments</comments>
		<pubDate>Tue, 21 Jun 2011 19:07:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[can you get a va loan after a short sale]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[va loan after a short sale]]></category>
		<category><![CDATA[va loan short sale]]></category>
		<category><![CDATA[va mortgage loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1809</guid>
		<description><![CDATA[We just answered a question from a Veteran that went something like this, &#8220;I sold a home last year that had two mortgages.  The first mortgage was paid in full, the second mortgage was not.  Can I get a VA Loan now that it&#8217;s been more than 12 months?&#8221; There are two really, really important [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bankruptcy and VA Home Loans</title>
		<link>http://ncfhaexpert.com/va-loans/bankruptcy-and-va-home-loans/</link>
		<comments>http://ncfhaexpert.com/va-loans/bankruptcy-and-va-home-loans/#comments</comments>
		<pubDate>Fri, 29 Apr 2011 20:20:26 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy and va loans]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[va mortgages]]></category>
		<category><![CDATA[veterans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1336</guid>
		<description><![CDATA[We are talking to folks every week who lost a job in the last several years, lost medical insurance &#8211; or had some other tragedy that made it necessary for them to take steps they never thought they would have to.  The reality is that in today’s economic conditions, unfortunately, bankruptcy has been the only [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/bankruptcy-and-va-home-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>VA Mortgage Loans and Escrow Accounts</title>
		<link>http://ncfhaexpert.com/va-loans/va-mortgage-loans-and-escrow-accounts/</link>
		<comments>http://ncfhaexpert.com/va-loans/va-mortgage-loans-and-escrow-accounts/#comments</comments>
		<pubDate>Mon, 18 Apr 2011 19:04:58 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[escrow account]]></category>
		<category><![CDATA[va escrow account]]></category>
		<category><![CDATA[VA home loan]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[veterans]]></category>
		<category><![CDATA[what is an escrow account]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1245</guid>
		<description><![CDATA[When a Veteran borrower applies for a VA mortgage loan and closes the deal, they’re responsible for more than just making their monthly mortgage interest and principal payments on the VA mortgage loan.  There are property taxes, hazard insurance premiums (also referred to as home owner&#8217;s insurance policy for fire, tornadoes or hurricanes), and often [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tips For Relocating to Fort Bragg</title>
		<link>http://ncfhaexpert.com/va-loans/tips-for-relocating-to-fort-bragg/</link>
		<comments>http://ncfhaexpert.com/va-loans/tips-for-relocating-to-fort-bragg/#comments</comments>
		<pubDate>Mon, 04 Apr 2011 19:01:08 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[ft bragg]]></category>
		<category><![CDATA[relocation to bragg]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[veterans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1253</guid>
		<description><![CDATA[There are almost 1700 soldiers and their families that will be moving to Fort Bragg (Fayetteville) North Carolina in the next several months. As they are relocating and looking for homes &#8211; I thought that this information on Soldier Support would be helpful.  Frankly, I was impressed with all of the resources available to Veteran&#8217;s [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Used Eligibility Once VA Mortgage Loan</title>
		<link>http://ncfhaexpert.com/va-loans/used-eligibility-once-va-mortgage-loan/</link>
		<comments>http://ncfhaexpert.com/va-loans/used-eligibility-once-va-mortgage-loan/#comments</comments>
		<pubDate>Mon, 28 Mar 2011 17:11:00 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[certificate of eligibility]]></category>
		<category><![CDATA[reinstate va eligibility]]></category>
		<category><![CDATA[restore va eligibility]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[veterans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1249</guid>
		<description><![CDATA[People moving to Ft. Bragg, in Fayetteville NC might be moving here with little or no equity.  Did you know that even if you&#8217;ve used your VA eligibility before, you can use it more than once&#8230; under certain circumstances. You need to either: pay off your prior VA loan and disposed of the property, you [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/used-eligibility-once-va-mortgage-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA and VA Mortgage Loan Guidelines Waiting Periods</title>
		<link>http://ncfhaexpert.com/fha/fha-and-va-mortgage-loan-guidelines-waiting-periods/</link>
		<comments>http://ncfhaexpert.com/fha/fha-and-va-mortgage-loan-guidelines-waiting-periods/#comments</comments>
		<pubDate>Mon, 25 Oct 2010 13:56:44 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[fha guidelines after bankruptcy]]></category>
		<category><![CDATA[fha guidelines after short sale]]></category>
		<category><![CDATA[FHA Guidelines waiting period]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[va guidelines short sale]]></category>
		<category><![CDATA[VA home loan]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loan guidelines waiting period]]></category>
		<category><![CDATA[va mortgage loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1140</guid>
		<description><![CDATA[If you&#8217;re like millions of American&#8217;s the last couple of years have been tough.  People who have lost their jobs, or their houses, or their business didn&#8217;t just wake up one morning and say, &#8220;Oh, instead of making my payments, I think I&#8217;ll take a trip to Belize!&#8221; They never imagined they would be one [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/fha-and-va-mortgage-loan-guidelines-waiting-periods/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Is It Time To Refinance?</title>
		<link>http://ncfhaexpert.com/fha/is-it-time-to-refinance/</link>
		<comments>http://ncfhaexpert.com/fha/is-it-time-to-refinance/#comments</comments>
		<pubDate>Sat, 18 Sep 2010 19:03:53 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[best mortgage rates cary]]></category>
		<category><![CDATA[equity line]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[fha streamline refinance]]></category>
		<category><![CDATA[fha streamline refinance nc]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[refinance guidelines]]></category>
		<category><![CDATA[streamline refinance]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[va streamline refinance]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1002</guid>
		<description><![CDATA[Many of the people we are talking with WANT to refinance &#8211; but they figure it&#8217;s probably not worth it. Generally those sentiments run from two different camps, either the homeowner is concerned that they have no equity in the home to refinance (and don&#8217;t want to pay closing costs out of pocket), or they [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/is-it-time-to-refinance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Veteran Administration Home Loans Above $417,000</title>
		<link>http://ncfhaexpert.com/va-loans/veteran-administration-home-loans-above-417000/</link>
		<comments>http://ncfhaexpert.com/va-loans/veteran-administration-home-loans-above-417000/#comments</comments>
		<pubDate>Wed, 15 Sep 2010 16:23:46 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[down payment]]></category>
		<category><![CDATA[funding fee]]></category>
		<category><![CDATA[VA funding fee]]></category>
		<category><![CDATA[va home loans nc]]></category>
		<category><![CDATA[va home loans raleigh]]></category>
		<category><![CDATA[va jumbo mortgage loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[va mortgage loans nc]]></category>
		<category><![CDATA[veterans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=957</guid>
		<description><![CDATA[With recent changes,  it might make sense for a Veteran to consider using their VA Benefits when they are purchasing a home above $417,000! Loans UP TO $417,000 are 100 percent, no money down loans with no monthly mortgage insurance. There&#8217;s a one time Guarantee Fee charged by the VA for insuring the loan (to [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/veteran-administration-home-loans-above-417000/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>VA Home Loans Could Have Fewer Options</title>
		<link>http://ncfhaexpert.com/va-loans/va-loans-have-higher-loan-limits/</link>
		<comments>http://ncfhaexpert.com/va-loans/va-loans-have-higher-loan-limits/#comments</comments>
		<pubDate>Tue, 14 Sep 2010 18:45:22 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[va hme loans raleigh]]></category>
		<category><![CDATA[va home loan benefits]]></category>
		<category><![CDATA[va home loan downpayment]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[va loan limits]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[veteran administration home loans]]></category>
		<category><![CDATA[veterans administration]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=952</guid>
		<description><![CDATA[SunTrust Bank announced that as of the middle of October they will be eliminating it&#8217;s VA Government Sponsorship Program and &#8220;will not purchase VA loans from VA Government Sponsored clients. What does this mean to Veterans and why would a bank make this decision? First off, SunTrust is not saying THEY won&#8217;t do VA loans, [...]]]></description>
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		<slash:comments>0</slash:comments>
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