If you are in the unfortunate position of looking for what Death Benefits are covered by the VA – we are sorry. We’re here to help, but so sorry for your loss and that you are in this position. Here you’ll find information about Veteran Death Benefits and VA Home Loan Eligibility:
As part of the VA Death Benefits package, when a Veteran dies, the surviving spouse may be entitled to certain VA death benefits, including certain VA home loan benefits, any SGLI life insurance arrangement, military burial honors, disabled service member benefits and death pensions for war veterans.
Surviving spouses are eligible for VA home loans when, according to the VA, the veteran died on active duty or as a result of service-related disabilities. In the case of death on active duty, there’s no question as to the status of the veteran, but for “service-related disabilities” there are verification procedures which may be required. (here’s some more detailed on Surviving Spouse of a Disabled Veteran) Additionally, in NC unfortunately, Common Law marriage is not recognized for VA Home Loan Benefits.
The VA is clear about the fact that the “surviving spouse” will only qualify if they have not remarried. In other words, it’s only for Surviving Spouses who are unmarried. If you have remarried,
the VA extends benefits for the spouse who remarries at or beyond their 57th birthday after December 16 2003. For Surviving Spouses who have remarried, but meet the “birthday requirement,” you would also qualify for a VA Home Loan 100% no money down benefit as well. [Read more...]