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	<title>NC FHA Expert &#187; VA Mortgage Loan</title>
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	<link>http://ncfhaexpert.com</link>
	<description>Helping NC&#039;s Home Buyers!</description>
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		<title>Veteran Home Loan PMI Change Effective 10/11</title>
		<link>http://ncfhaexpert.com/va-loans/veteran-home-loan-pmi-change-effective-1011/</link>
		<comments>http://ncfhaexpert.com/va-loans/veteran-home-loan-pmi-change-effective-1011/#comments</comments>
		<pubDate>Thu, 15 Dec 2011 19:34:40 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[VA funding fee]]></category>
		<category><![CDATA[va guarantee fees change]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[va pmi]]></category>
		<category><![CDATA[veteran home loans]]></category>
		<category><![CDATA[what are va guarantee fees]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=2438</guid>
		<description><![CDATA[Congress is trying to &#8220;beef up&#8221; military benefits, and they started by lowering the Veteran Home Loan fee for getting a VA Mortgage Loan.  The Fee, called a funding fee, is VA&#8217;s version of PMI.  It&#8217;s important to remember that the Veteran&#8217;s Administration doesn&#8217;t actually MAKE mortgage loans for Veteran&#8217;s, they only insure them.  The [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/veteran-home-loan-pmi-change-effective-1011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Already Used Veteran&#8217;s Eligibility to Purchase A Home?</title>
		<link>http://ncfhaexpert.com/va-loans/already-used-va-eligibility-to-purchase-a-home/</link>
		<comments>http://ncfhaexpert.com/va-loans/already-used-va-eligibility-to-purchase-a-home/#comments</comments>
		<pubDate>Mon, 28 Nov 2011 14:38:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[eligibility for VA mortgage]]></category>
		<category><![CDATA[eligibility reinstated for va home loan]]></category>
		<category><![CDATA[va foreclosure eligibility reinstated]]></category>
		<category><![CDATA[VA home loan]]></category>
		<category><![CDATA[va home loan raleigh]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1836</guid>
		<description><![CDATA[People moving to Ft. Bragg, in Fayetteville NC might be moving here with little or no equity.  Did you know that even if you&#8217;ve used your VA eligibility before, you can use it more than once&#8230; under certain circumstances. You need to either: Pay off your prior VA loan (for instance, sell the property) The [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Guidelines to Qualify &#8220;Rent to Own&#8221; in NC</title>
		<link>http://ncfhaexpert.com/fha/fha-guidelines-to-qualify-rent-to-own-in-nc/</link>
		<comments>http://ncfhaexpert.com/fha/fha-guidelines-to-qualify-rent-to-own-in-nc/#comments</comments>
		<pubDate>Thu, 05 May 2011 17:57:35 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[downpayment]]></category>
		<category><![CDATA[fha cary]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[FHA Programs]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[rent to own]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1166</guid>
		<description><![CDATA[Rent-to-own agreements and or sales that take place between a tenant and landlord have special FHA Guidelines. Often times, when someone moves to our area with a short sale, or previous forced foreclosure in their past &#8211; they will rent a home here until their &#8220;waiting period&#8221; is over. If you are in this situation, [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Bankruptcy and VA Home Loans</title>
		<link>http://ncfhaexpert.com/va-loans/bankruptcy-and-va-home-loans/</link>
		<comments>http://ncfhaexpert.com/va-loans/bankruptcy-and-va-home-loans/#comments</comments>
		<pubDate>Fri, 29 Apr 2011 20:20:26 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy and va loans]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[va mortgages]]></category>
		<category><![CDATA[veterans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1336</guid>
		<description><![CDATA[We are talking to folks every week who lost a job in the last several years, lost medical insurance &#8211; or had some other tragedy that made it necessary for them to take steps they never thought they would have to.  The reality is that in today’s economic conditions, unfortunately, bankruptcy has been the only [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>VA Mortgage Loans and Escrow Accounts</title>
		<link>http://ncfhaexpert.com/va-loans/va-mortgage-loans-and-escrow-accounts/</link>
		<comments>http://ncfhaexpert.com/va-loans/va-mortgage-loans-and-escrow-accounts/#comments</comments>
		<pubDate>Mon, 18 Apr 2011 19:04:58 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[escrow account]]></category>
		<category><![CDATA[va escrow account]]></category>
		<category><![CDATA[VA home loan]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[veterans]]></category>
		<category><![CDATA[what is an escrow account]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1245</guid>
		<description><![CDATA[When a Veteran borrower applies for a VA mortgage loan and closes the deal, they’re responsible for more than just making their monthly mortgage interest and principal payments on the VA mortgage loan.  There are property taxes, hazard insurance premiums (also referred to as home owner&#8217;s insurance policy for fire, tornadoes or hurricanes), and often [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tips For Relocating to Fort Bragg</title>
		<link>http://ncfhaexpert.com/va-loans/tips-for-relocating-to-fort-bragg/</link>
		<comments>http://ncfhaexpert.com/va-loans/tips-for-relocating-to-fort-bragg/#comments</comments>
		<pubDate>Mon, 04 Apr 2011 19:01:08 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[ft bragg]]></category>
		<category><![CDATA[relocation to bragg]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[veterans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1253</guid>
		<description><![CDATA[There are almost 1700 soldiers and their families that will be moving to Fort Bragg (Fayetteville) North Carolina in the next several months. As they are relocating and looking for homes &#8211; I thought that this information on Soldier Support would be helpful.  Frankly, I was impressed with all of the resources available to Veteran&#8217;s [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/tips-for-relocating-to-fort-bragg/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Used Eligibility Once VA Mortgage Loan</title>
		<link>http://ncfhaexpert.com/va-loans/used-eligibility-once-va-mortgage-loan/</link>
		<comments>http://ncfhaexpert.com/va-loans/used-eligibility-once-va-mortgage-loan/#comments</comments>
		<pubDate>Mon, 28 Mar 2011 17:11:00 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[certificate of eligibility]]></category>
		<category><![CDATA[reinstate va eligibility]]></category>
		<category><![CDATA[restore va eligibility]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[veterans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1249</guid>
		<description><![CDATA[People moving to Ft. Bragg, in Fayetteville NC might be moving here with little or no equity.  Did you know that even if you&#8217;ve used your VA eligibility before, you can use it more than once&#8230; under certain circumstances. You need to either: pay off your prior VA loan and disposed of the property, you [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/used-eligibility-once-va-mortgage-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>USDA Home Loans and Deferred Student Payments</title>
		<link>http://ncfhaexpert.com/usda-loans/usda-home-loans-and-deferred-student-payments/</link>
		<comments>http://ncfhaexpert.com/usda-loans/usda-home-loans-and-deferred-student-payments/#comments</comments>
		<pubDate>Sun, 13 Mar 2011 17:52:44 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[deferred student loans]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[student loans]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[USDA Mortgage Loans]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1241</guid>
		<description><![CDATA[People are moving to Raleigh, and staying in the Triangle because we have jobs. Folks who are considering putting down roots here, and getting a North Carolina Home Loan need to learn more about how their Student Loans will be viewed by Underwriting Guidelines. Whether it is a USDA Home Loan, an FHA Loan, or [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/usda-loans/usda-home-loans-and-deferred-student-payments/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Profile of 2009 &#8211; 2010 First Time Home Buyer</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/profile-of-2009-2010-first-time-home-buyer/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/profile-of-2009-2010-first-time-home-buyer/#comments</comments>
		<pubDate>Tue, 09 Nov 2010 18:17:41 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[downpayment]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[USDA Mortgage Loans]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1146</guid>
		<description><![CDATA[The National Association of Realtors released information about First Time Home Buyers last week that showed some interesting trends! 93 percent of those surveyed in 2009 &#8211; 2010 reported that they purchased using one of the first-time buyer tax credits. (Who&#8217;s surprised??? Nope, we&#8217;re not surprised either!) Ninety-five percent chose a fixed-rate mortgage. The median [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/first-time-homebuyer/profile-of-2009-2010-first-time-home-buyer/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA and VA Mortgage Loan Guidelines Waiting Periods</title>
		<link>http://ncfhaexpert.com/fha/fha-and-va-mortgage-loan-guidelines-waiting-periods/</link>
		<comments>http://ncfhaexpert.com/fha/fha-and-va-mortgage-loan-guidelines-waiting-periods/#comments</comments>
		<pubDate>Mon, 25 Oct 2010 13:56:44 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[fha guidelines after bankruptcy]]></category>
		<category><![CDATA[fha guidelines after short sale]]></category>
		<category><![CDATA[FHA Guidelines waiting period]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[va guidelines short sale]]></category>
		<category><![CDATA[VA home loan]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loan guidelines waiting period]]></category>
		<category><![CDATA[va mortgage loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1140</guid>
		<description><![CDATA[If you&#8217;re like millions of American&#8217;s the last couple of years have been tough.  People who have lost their jobs, or their houses, or their business didn&#8217;t just wake up one morning and say, &#8220;Oh, instead of making my payments, I think I&#8217;ll take a trip to Belize!&#8221; They never imagined they would be one [...]]]></description>
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		<slash:comments>2</slash:comments>
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