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	<title>NC FHA Expert &#187; va home loans</title>
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	<link>http://ncfhaexpert.com</link>
	<description>Helping NC&#039;s Home Buyers!</description>
	<lastBuildDate>Thu, 09 Feb 2012 17:08:12 +0000</lastBuildDate>
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		<title>The Different Kinds of Mortgage Insurance</title>
		<link>http://ncfhaexpert.com/fha/the-different-kinds-of-mortgage-insurance/</link>
		<comments>http://ncfhaexpert.com/fha/the-different-kinds-of-mortgage-insurance/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 13:40:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha mip]]></category>
		<category><![CDATA[fha mortgage]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[river community bank]]></category>
		<category><![CDATA[usda home loan pmi]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[va home loan pmi]]></category>
		<category><![CDATA[va home loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1661</guid>
		<description><![CDATA[Most folks want to avoid PMI&#8230; but they don&#8217;t realize that they are happily paying a &#8220;kind&#8221; of mortgage insurance no matter what kind of loan they are getting! Mortgage Insurance is not the insurance that covers you if you die, or are disabled and can not pay the mortgage&#8230; it&#8217;s the insurance that protects [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/the-different-kinds-of-mortgage-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>WoWho!  VA Does Not Requre A Credit Score!</title>
		<link>http://ncfhaexpert.com/va-loans/wowho-va-does-not-requre-credit-score/</link>
		<comments>http://ncfhaexpert.com/va-loans/wowho-va-does-not-requre-credit-score/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 18:43:07 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[credit]]></category>
		<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[credit score guidelines va mortgage]]></category>
		<category><![CDATA[credit score requirements]]></category>
		<category><![CDATA[va home loan bankruptcy]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[va mortgage loan credit score]]></category>
		<category><![CDATA[va mortgage loan credit score guidelines]]></category>
		<category><![CDATA[va streamline refinance]]></category>

		<guid isPermaLink="false">http://howtoimprovemyscore.com/?p=30</guid>
		<description><![CDATA[Well&#8230; I wouldn&#8217;t get TOO excited! According to the underwriters I&#8217;ve talked to lately  &#8211; even though the VA doesn&#8217;t require a Credit Score, clean credit for at least the last 12 months is required. Here&#8217;s good news!  No matter what your score is &#8211; as long as you meet the minimum score requirements, you [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/wowho-va-does-not-requre-credit-score/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>VA Mortgage Loan After A Short Sale</title>
		<link>http://ncfhaexpert.com/va-loans/va-mortgage-loan-after-a-short-sale/</link>
		<comments>http://ncfhaexpert.com/va-loans/va-mortgage-loan-after-a-short-sale/#comments</comments>
		<pubDate>Tue, 21 Jun 2011 19:07:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[can you get a va loan after a short sale]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[va loan after a short sale]]></category>
		<category><![CDATA[va loan short sale]]></category>
		<category><![CDATA[va mortgage loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1809</guid>
		<description><![CDATA[We just answered a question from a Veteran that went something like this, &#8220;I sold a home last year that had two mortgages.  The first mortgage was paid in full, the second mortgage was not.  Can I get a VA Loan now that it&#8217;s been more than 12 months?&#8221; There are two really, really important [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Guidelines to Qualify &#8220;Rent to Own&#8221; in NC</title>
		<link>http://ncfhaexpert.com/fha/fha-guidelines-to-qualify-rent-to-own-in-nc/</link>
		<comments>http://ncfhaexpert.com/fha/fha-guidelines-to-qualify-rent-to-own-in-nc/#comments</comments>
		<pubDate>Thu, 05 May 2011 17:57:35 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[downpayment]]></category>
		<category><![CDATA[fha cary]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[FHA Programs]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[rent to own]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1166</guid>
		<description><![CDATA[Rent-to-own agreements and or sales that take place between a tenant and landlord have special FHA Guidelines. Often times, when someone moves to our area with a short sale, or previous forced foreclosure in their past &#8211; they will rent a home here until their &#8220;waiting period&#8221; is over. If you are in this situation, [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/fha-guidelines-to-qualify-rent-to-own-in-nc/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Bankruptcy and VA Home Loans</title>
		<link>http://ncfhaexpert.com/va-loans/bankruptcy-and-va-home-loans/</link>
		<comments>http://ncfhaexpert.com/va-loans/bankruptcy-and-va-home-loans/#comments</comments>
		<pubDate>Fri, 29 Apr 2011 20:20:26 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy and va loans]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[va mortgages]]></category>
		<category><![CDATA[veterans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1336</guid>
		<description><![CDATA[We are talking to folks every week who lost a job in the last several years, lost medical insurance &#8211; or had some other tragedy that made it necessary for them to take steps they never thought they would have to.  The reality is that in today’s economic conditions, unfortunately, bankruptcy has been the only [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>VA Mortgage Loans and Escrow Accounts</title>
		<link>http://ncfhaexpert.com/va-loans/va-mortgage-loans-and-escrow-accounts/</link>
		<comments>http://ncfhaexpert.com/va-loans/va-mortgage-loans-and-escrow-accounts/#comments</comments>
		<pubDate>Mon, 18 Apr 2011 19:04:58 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[escrow account]]></category>
		<category><![CDATA[va escrow account]]></category>
		<category><![CDATA[VA home loan]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[veterans]]></category>
		<category><![CDATA[what is an escrow account]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1245</guid>
		<description><![CDATA[When a Veteran borrower applies for a VA mortgage loan and closes the deal, they’re responsible for more than just making their monthly mortgage interest and principal payments on the VA mortgage loan.  There are property taxes, hazard insurance premiums (also referred to as home owner&#8217;s insurance policy for fire, tornadoes or hurricanes), and often [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/va-mortgage-loans-and-escrow-accounts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Used Eligibility Once VA Mortgage Loan</title>
		<link>http://ncfhaexpert.com/va-loans/used-eligibility-once-va-mortgage-loan/</link>
		<comments>http://ncfhaexpert.com/va-loans/used-eligibility-once-va-mortgage-loan/#comments</comments>
		<pubDate>Mon, 28 Mar 2011 17:11:00 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[certificate of eligibility]]></category>
		<category><![CDATA[reinstate va eligibility]]></category>
		<category><![CDATA[restore va eligibility]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[veterans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1249</guid>
		<description><![CDATA[People moving to Ft. Bragg, in Fayetteville NC might be moving here with little or no equity.  Did you know that even if you&#8217;ve used your VA eligibility before, you can use it more than once&#8230; under certain circumstances. You need to either: pay off your prior VA loan and disposed of the property, you [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/used-eligibility-once-va-mortgage-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>USDA Home Loans and Deferred Student Payments</title>
		<link>http://ncfhaexpert.com/usda-loans/usda-home-loans-and-deferred-student-payments/</link>
		<comments>http://ncfhaexpert.com/usda-loans/usda-home-loans-and-deferred-student-payments/#comments</comments>
		<pubDate>Sun, 13 Mar 2011 17:52:44 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[deferred student loans]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[student loans]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[USDA Mortgage Loans]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1241</guid>
		<description><![CDATA[People are moving to Raleigh, and staying in the Triangle because we have jobs. Folks who are considering putting down roots here, and getting a North Carolina Home Loan need to learn more about how their Student Loans will be viewed by Underwriting Guidelines. Whether it is a USDA Home Loan, an FHA Loan, or [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/usda-loans/usda-home-loans-and-deferred-student-payments/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Profile of 2009 &#8211; 2010 First Time Home Buyer</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/profile-of-2009-2010-first-time-home-buyer/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/profile-of-2009-2010-first-time-home-buyer/#comments</comments>
		<pubDate>Tue, 09 Nov 2010 18:17:41 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[downpayment]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[USDA Mortgage Loans]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1146</guid>
		<description><![CDATA[The National Association of Realtors released information about First Time Home Buyers last week that showed some interesting trends! 93 percent of those surveyed in 2009 &#8211; 2010 reported that they purchased using one of the first-time buyer tax credits. (Who&#8217;s surprised??? Nope, we&#8217;re not surprised either!) Ninety-five percent chose a fixed-rate mortgage. The median [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/first-time-homebuyer/profile-of-2009-2010-first-time-home-buyer/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Raleigh One of the Smartest Cities in America!</title>
		<link>http://ncfhaexpert.com/housing-news/raleigh-one-of-the-smartest-cities-in-america/</link>
		<comments>http://ncfhaexpert.com/housing-news/raleigh-one-of-the-smartest-cities-in-america/#comments</comments>
		<pubDate>Mon, 04 Oct 2010 21:15:14 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[cary nc best place to live]]></category>
		<category><![CDATA[conventional loans]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[mortgage loans cary]]></category>
		<category><![CDATA[raleigh mortgage loan]]></category>
		<category><![CDATA[raleigh nc best place to live]]></category>
		<category><![CDATA[raliegh mortgage loans]]></category>
		<category><![CDATA[steve thorne]]></category>
		<category><![CDATA[steve thorne mortgage]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1121</guid>
		<description><![CDATA[We keep getting good news about Raleigh / Cary! In the past month we&#8217;ve been named as the first place to most likely see appreciation in Real Estate, one of the best places to Retire, One of the best areas for Single Rich folks and now&#8230; one of the BRAINIEST Cities in America! According to [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/housing-news/raleigh-one-of-the-smartest-cities-in-america/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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