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	<title>NC FHA Expert &#187; VA home loan</title>
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	<link>http://ncfhaexpert.com</link>
	<description>Helping NC&#039;s Home Buyers!</description>
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		<title>Already Used Veteran&#8217;s Eligibility to Purchase A Home?</title>
		<link>http://ncfhaexpert.com/va-loans/already-used-va-eligibility-to-purchase-a-home/</link>
		<comments>http://ncfhaexpert.com/va-loans/already-used-va-eligibility-to-purchase-a-home/#comments</comments>
		<pubDate>Mon, 28 Nov 2011 14:38:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[eligibility for VA mortgage]]></category>
		<category><![CDATA[eligibility reinstated for va home loan]]></category>
		<category><![CDATA[va foreclosure eligibility reinstated]]></category>
		<category><![CDATA[VA home loan]]></category>
		<category><![CDATA[va home loan raleigh]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1836</guid>
		<description><![CDATA[People moving to Ft. Bragg, in Fayetteville NC might be moving here with little or no equity.  Did you know that even if you&#8217;ve used your VA eligibility before, you can use it more than once&#8230; under certain circumstances. You need to either: Pay off your prior VA loan (for instance, sell the property) The [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/already-used-va-eligibility-to-purchase-a-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>VA Mortgage Loans and Escrow Accounts</title>
		<link>http://ncfhaexpert.com/va-loans/va-mortgage-loans-and-escrow-accounts/</link>
		<comments>http://ncfhaexpert.com/va-loans/va-mortgage-loans-and-escrow-accounts/#comments</comments>
		<pubDate>Mon, 18 Apr 2011 19:04:58 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[escrow account]]></category>
		<category><![CDATA[va escrow account]]></category>
		<category><![CDATA[VA home loan]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[veterans]]></category>
		<category><![CDATA[what is an escrow account]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1245</guid>
		<description><![CDATA[When a Veteran borrower applies for a VA mortgage loan and closes the deal, they’re responsible for more than just making their monthly mortgage interest and principal payments on the VA mortgage loan.  There are property taxes, hazard insurance premiums (also referred to as home owner&#8217;s insurance policy for fire, tornadoes or hurricanes), and often [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Surviving Spouse VA Mortgage Loan</title>
		<link>http://ncfhaexpert.com/va-loans/surviving-spouse-va-loan/</link>
		<comments>http://ncfhaexpert.com/va-loans/surviving-spouse-va-loan/#comments</comments>
		<pubDate>Sat, 12 Mar 2011 12:49:02 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[home loan for surviving spouse]]></category>
		<category><![CDATA[surviving spouse va mortgage]]></category>
		<category><![CDATA[VA home loan]]></category>
		<category><![CDATA[veteran's surviving spouse mortgage]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1243</guid>
		<description><![CDATA[If you or your spouse are Veterans, or Active Servicemen, you might qualify for a 100%, no downpayment mortgage loan that is insured by the Veteran&#8217;s Administration.  There are three sets of VA loan eligibility categories, all of which differ based on circumstances including the dates of service and what type of military service is [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/surviving-spouse-va-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA and VA Mortgage Loan Guidelines Waiting Periods</title>
		<link>http://ncfhaexpert.com/fha/fha-and-va-mortgage-loan-guidelines-waiting-periods/</link>
		<comments>http://ncfhaexpert.com/fha/fha-and-va-mortgage-loan-guidelines-waiting-periods/#comments</comments>
		<pubDate>Mon, 25 Oct 2010 13:56:44 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[fha guidelines after bankruptcy]]></category>
		<category><![CDATA[fha guidelines after short sale]]></category>
		<category><![CDATA[FHA Guidelines waiting period]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[va guidelines short sale]]></category>
		<category><![CDATA[VA home loan]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loan guidelines waiting period]]></category>
		<category><![CDATA[va mortgage loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1140</guid>
		<description><![CDATA[If you&#8217;re like millions of American&#8217;s the last couple of years have been tough.  People who have lost their jobs, or their houses, or their business didn&#8217;t just wake up one morning and say, &#8220;Oh, instead of making my payments, I think I&#8217;ll take a trip to Belize!&#8221; They never imagined they would be one [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>VA Guarantee Fees and Co-Signors</title>
		<link>http://ncfhaexpert.com/va-loans/va-guarantee-fees-and-co-signors/</link>
		<comments>http://ncfhaexpert.com/va-loans/va-guarantee-fees-and-co-signors/#comments</comments>
		<pubDate>Mon, 21 Jun 2010 21:45:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[co signors for veteran loans]]></category>
		<category><![CDATA[cosignors va mortgage loans]]></category>
		<category><![CDATA[home loans for veterans]]></category>
		<category><![CDATA[va guarantee fees]]></category>
		<category><![CDATA[VA home loan]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va pmi]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1578</guid>
		<description><![CDATA[&#160; &#160; &#160; &#160; &#160; &#160; &#160; When you have a state that looks like this &#8211; you can be sure we see many Veterans purchasing homes! The Veteran&#8217;s Administration does not actually &#8220;make&#8221; mortgage loans &#8211; they guarantee those loans, similar to what FHA does.  They charge a Funding Fee which is generally considered a [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Veterans Not Allowed to Pay all Closing Costs</title>
		<link>http://ncfhaexpert.com/va-loans/veterans-not-allowed-to-pay-all-closing-costs/</link>
		<comments>http://ncfhaexpert.com/va-loans/veterans-not-allowed-to-pay-all-closing-costs/#comments</comments>
		<pubDate>Tue, 16 Feb 2010 22:27:23 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[VA home loan]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[veterans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=620</guid>
		<description><![CDATA[A new Good Faith Estimate went into effect on January 1, 2010 and because of all the requirements that go with any new Government Regulated Form&#8230; FHA came out in January with a list of fees they felt like were reasonable for Homeowners to Pay and Lenders to Collect. Which prompted the VA to come [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/veterans-not-allowed-to-pay-all-closing-costs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>VA Loans and Credit Scores</title>
		<link>http://ncfhaexpert.com/va-loans/va-loans-and-credit-scores/</link>
		<comments>http://ncfhaexpert.com/va-loans/va-loans-and-credit-scores/#comments</comments>
		<pubDate>Fri, 15 Jan 2010 20:46:59 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[credit]]></category>
		<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[$8000 tax credit]]></category>
		<category><![CDATA[credit score requirements va home loans]]></category>
		<category><![CDATA[minimum credit scores for va loans]]></category>
		<category><![CDATA[VA home loan]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loan credit score guidelines]]></category>
		<category><![CDATA[va mortgage loan credit score requirements]]></category>
		<category><![CDATA[veteran mortgage loans]]></category>

		<guid isPermaLink="false">http://howtoimprovemyscore.com/?p=135</guid>
		<description><![CDATA[Have you seen the new Remax Commercial that says &#8220;when he gets home&#8230; we&#8217;re going to buy a new home!&#8221; And then it pans to the guy overseas, and he&#8217;s looking for homes on the Internet!  LOVE that Commercial!If you&#8217;re one of those folks looking forward to taking advantage of your VA Benefits, check out [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/va-loans-and-credit-scores/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>PMI For VA Loans??</title>
		<link>http://ncfhaexpert.com/va-loans/pmi-for-va-loans/</link>
		<comments>http://ncfhaexpert.com/va-loans/pmi-for-va-loans/#comments</comments>
		<pubDate>Wed, 15 Jul 2009 19:36:18 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[guarantee fee]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[mip]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[pmi]]></category>
		<category><![CDATA[reduced]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[update]]></category>
		<category><![CDATA[VA home loan]]></category>
		<category><![CDATA[va mortgage loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=159</guid>
		<description><![CDATA[Veteran&#8217;s have a great benefit with VA Financing.  It&#8217;s a 100% loan, and in most cases, the seller can pay for closing costs.  It&#8217;s a conservatively underwritten loan, so there is little chance that 5 or 6 years from now a Vet is going to be in trouble with a mortgage that they can&#8217;t afford! [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/pmi-for-va-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Veterans and Debt Counseling &#8211; It CAN help!</title>
		<link>http://ncfhaexpert.com/va-loans/veterans-and-debt-counseling-it-can-help/</link>
		<comments>http://ncfhaexpert.com/va-loans/veterans-and-debt-counseling-it-can-help/#comments</comments>
		<pubDate>Mon, 13 Jul 2009 21:22:26 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[credit counseling]]></category>
		<category><![CDATA[credit score guidelines]]></category>
		<category><![CDATA[credit score requirements]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[VA home loan]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[veterans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=158</guid>
		<description><![CDATA[Under normal circumstances, mortgage lenders can not work with folks who are in Consumer Debt Counseling.   Times being what they are, however, Veterans are able to turn to some of these services, and get another HUGE benefit! For the last several months we have seen Veterans who are working with NON PROFIT credit counseling agencies, and [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/veterans-and-debt-counseling-it-can-help/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Applications for FHA / VA/ USDA Mortgages Up!</title>
		<link>http://ncfhaexpert.com/fha/applications-for-fha-va-usda-mortgages-up/</link>
		<comments>http://ncfhaexpert.com/fha/applications-for-fha-va-usda-mortgages-up/#comments</comments>
		<pubDate>Sun, 12 Jul 2009 16:12:42 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[VA home loan]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=157</guid>
		<description><![CDATA[According to the Mortgage Banker&#8217;s Association in Washington, DC, the applications for &#8220;Government&#8221; backed loans is MUCH higher than for any other segmant in the market.  Traditionally, if you were interested in purchasing a $300,000 house &#8211; you would consider a Conventional Mortgage Loan.  We would often do those loans as 80-15-5 with the borrower [...]]]></description>
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		<slash:comments>3</slash:comments>
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