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	<title>NC FHA Expert &#187; usda home loans</title>
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	<link>http://ncfhaexpert.com</link>
	<description>Helping NC&#039;s Home Buyers!</description>
	<lastBuildDate>Thu, 09 Feb 2012 17:08:12 +0000</lastBuildDate>
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		<title>One Document Needed To Get A Veteran Home Loan &#8211; DD214</title>
		<link>http://ncfhaexpert.com/va-loans/one-document-needed-to-get-a-veteran-home-loan-dd214/</link>
		<comments>http://ncfhaexpert.com/va-loans/one-document-needed-to-get-a-veteran-home-loan-dd214/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 17:08:12 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[certificate of eligibility]]></category>
		<category><![CDATA[dd214]]></category>
		<category><![CDATA[fort bragg]]></category>
		<category><![CDATA[ft bragg]]></category>
		<category><![CDATA[guidelines for mortgage national guard]]></category>
		<category><![CDATA[home loans for veterans]]></category>
		<category><![CDATA[national guard va benefits]]></category>
		<category><![CDATA[proof of military service]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[veteran home loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1247</guid>
		<description><![CDATA[If you were in the Military, and qualify for a Veteran Home Loan, you are probably not surprised or alarmed at the amount of paperwork required by the VA&#8230;  Some Veteran&#8217;s have been very careful with their Discharge Paperwork (DD214), others, have no idea where they put it!  Here&#8217;s some basic information, because when you [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Different Kinds of Mortgage Insurance</title>
		<link>http://ncfhaexpert.com/fha/the-different-kinds-of-mortgage-insurance/</link>
		<comments>http://ncfhaexpert.com/fha/the-different-kinds-of-mortgage-insurance/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 13:40:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha mip]]></category>
		<category><![CDATA[fha mortgage]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[river community bank]]></category>
		<category><![CDATA[usda home loan pmi]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[va home loan pmi]]></category>
		<category><![CDATA[va home loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1661</guid>
		<description><![CDATA[Most folks want to avoid PMI&#8230; but they don&#8217;t realize that they are happily paying a &#8220;kind&#8221; of mortgage insurance no matter what kind of loan they are getting! Mortgage Insurance is not the insurance that covers you if you die, or are disabled and can not pay the mortgage&#8230; it&#8217;s the insurance that protects [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>After Foreclosure &#8211; Can You Buy Another Home?</title>
		<link>http://ncfhaexpert.com/fha/after-foreclosure-can-you-buy-another-home/</link>
		<comments>http://ncfhaexpert.com/fha/after-foreclosure-can-you-buy-another-home/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 21:01:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[credit]]></category>
		<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[buying after foreclosure]]></category>
		<category><![CDATA[buying after short sales]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[purchase home after foreclosure]]></category>
		<category><![CDATA[usda home loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1829</guid>
		<description><![CDATA[If you are one of the millions of families that lost their home in the last couple of years to Foreclosure… you might think… Been There – Done That You might not want to own a home again! But if you’re one of those folks who truly does want to purchase again, here’s some potentially [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Programs To Purchase Foreclosed Property</title>
		<link>http://ncfhaexpert.com/housing-news/mortgage-programs-to-purchase-foreclosed-property/</link>
		<comments>http://ncfhaexpert.com/housing-news/mortgage-programs-to-purchase-foreclosed-property/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 21:12:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[buying distressed homes]]></category>
		<category><![CDATA[buying foreclosure property]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[mortgage programs for distressed homes]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[veteran home loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1650</guid>
		<description><![CDATA[ There are tons of people who know that we are at or near the bottom of the real estate market, and they are ready to purchase a home.  Many of the folks we are talking to are looking at foreclosed property, because they believe they can get the best deals.  There are some special points [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>NC Counties That Qualify for USDA Home Loans</title>
		<link>http://ncfhaexpert.com/usda-loans/nc-counties-that-qualify-for-usda-home-loans/</link>
		<comments>http://ncfhaexpert.com/usda-loans/nc-counties-that-qualify-for-usda-home-loans/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 18:33:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[counties that qualify for usda]]></category>
		<category><![CDATA[does this property qualify]]></category>
		<category><![CDATA[homes that qualify for USDA Home Loans]]></category>
		<category><![CDATA[properties nc usda]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[usda home loans nc]]></category>
		<category><![CDATA[usda homes in nc]]></category>
		<category><![CDATA[usda homes nc]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1805</guid>
		<description><![CDATA[My daddy always says that we &#8220;Get Rural Fast&#8221; in North Carolina&#8230; one minute you can be neighborhood after neighborhood, and 25 minutes later you are in the country! This works well for those who are looking for a home with no down payment requirements! Every square mile of 73 North Carolina counties qualify for [...]]]></description>
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		<title>USDA Home Loan Change in PMI 12/11</title>
		<link>http://ncfhaexpert.com/usda-loans/usda-home-loan-change-in-pmi-1211/</link>
		<comments>http://ncfhaexpert.com/usda-loans/usda-home-loan-change-in-pmi-1211/#comments</comments>
		<pubDate>Wed, 14 Dec 2011 13:30:52 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[usda home loan pmi rates]]></category>
		<category><![CDATA[usda home loan refinance]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[usda pmi]]></category>
		<category><![CDATA[usda streamline refinance nc]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=2434</guid>
		<description><![CDATA[USDA notified us that they are once again changing their &#8220;PMI&#8221; for their Home Loan Program.  USDA, like FHA and the Veteran&#8217;s Administration don&#8217;t actually &#8220;make&#8221; the guaranteed loans, they just insure the lender against default.  That &#8220;default&#8221; insurance is just like PMI, and unless you are putting at least a 20% down payment &#8211; [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/usda-loans/usda-home-loan-change-in-pmi-1211/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>USDA Rural Home Loans in North Durham</title>
		<link>http://ncfhaexpert.com/usda-loans/usda-home-loans-in-north-durham/</link>
		<comments>http://ncfhaexpert.com/usda-loans/usda-home-loans-in-north-durham/#comments</comments>
		<pubDate>Thu, 27 Oct 2011 14:08:47 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[first time home buyer program durham nc]]></category>
		<category><![CDATA[map for usda durham nc]]></category>
		<category><![CDATA[mortgage loan durahm nc]]></category>
		<category><![CDATA[properties that qualify for usda in durham]]></category>
		<category><![CDATA[property qualifications usda home loans]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[usda home loans durham]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1411</guid>
		<description><![CDATA[We get many calls from folks who love living in Durham, and want to know if they qualify for a USDA Home Loan. It&#8217;s often not a question of the home buyer qualifying for the program &#8211; often times, especially when it comes to Durham, there are few HOMES that qualify!  USDA RURAL Home Loans [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>USDA Home Loans &#8211; The OTHER 100% Loan</title>
		<link>http://ncfhaexpert.com/usda-loans/usda-home-loans-the-other-100-loan/</link>
		<comments>http://ncfhaexpert.com/usda-loans/usda-home-loans-the-other-100-loan/#comments</comments>
		<pubDate>Thu, 28 Jul 2011 20:53:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[usda home loan program]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[usda minimum credit requirements]]></category>
		<category><![CDATA[usda rd home loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1546</guid>
		<description><![CDATA[USDA loans are great for people in Wake County!  This 100% loan has some exciting differences to FHA and VA loans. USDA loans can be used for Manufactured Housing!  Since more than 35% of all housing in North Carolina is manufactured housing, this is a BIG PLUS!  Remember though, these must be NEW Installations &#8211; [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Is My Home Loan Underwritten by a Person or a Computer</title>
		<link>http://ncfhaexpert.com/housing-news/is-my-home-loan-underwritten-by-a-person-or-a-computer/</link>
		<comments>http://ncfhaexpert.com/housing-news/is-my-home-loan-underwritten-by-a-person-or-a-computer/#comments</comments>
		<pubDate>Mon, 25 Apr 2011 17:44:41 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[automated underwriting]]></category>
		<category><![CDATA[computer underwriting]]></category>
		<category><![CDATA[fannie mae]]></category>
		<category><![CDATA[freddie mac]]></category>
		<category><![CDATA[gus underwriting]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[usda home loans nc]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1235</guid>
		<description><![CDATA[&#8220;Is My Home Loan Underwritten by a Person or a Computer??&#8221; I understood the borrower&#8217;s question.  The answer is, in North Carolina, your mortgage loan will be underwritten, or approved, by BOTH a computer system and a real person.  The Computer Program used to approve loans is call an Automated Underwriting System &#8211; or AU.  [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/housing-news/is-my-home-loan-underwritten-by-a-person-or-a-computer/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>USDA Home Loan Credit Qualifications in NC</title>
		<link>http://ncfhaexpert.com/usda-loans/usda-home-loan-credit-qualifications-in-nc/</link>
		<comments>http://ncfhaexpert.com/usda-loans/usda-home-loan-credit-qualifications-in-nc/#comments</comments>
		<pubDate>Fri, 15 Apr 2011 11:54:48 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[credit scores usda]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[judgements]]></category>
		<category><![CDATA[minimum credit score usda]]></category>
		<category><![CDATA[usda credit requirements]]></category>
		<category><![CDATA[usda guidelines]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loan guidelines]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[USDA Mortgage Loans]]></category>
		<category><![CDATA[usda rd home loans]]></category>
		<category><![CDATA[USDA Rural Development Home Loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1322</guid>
		<description><![CDATA[Good News!  You do NOT need perfect credit to qualify for a USDA Home Loan!  Whew!  This 100% no money down program requires a MINIMUM credit score of 580 &#8211; but folks, just because you have a 580 score, doesn&#8217;t mean you can purchase. These days &#8211; we normally need a score above 620 to [...]]]></description>
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		<slash:comments>1</slash:comments>
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