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	<title>NC FHA Expert &#187; usda home loan</title>
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	<link>http://ncfhaexpert.com</link>
	<description>Helping NC&#039;s Home Buyers!</description>
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		<title>FHA Guidelines to Qualify &#8220;Rent to Own&#8221; in NC</title>
		<link>http://ncfhaexpert.com/fha/fha-guidelines-to-qualify-rent-to-own-in-nc/</link>
		<comments>http://ncfhaexpert.com/fha/fha-guidelines-to-qualify-rent-to-own-in-nc/#comments</comments>
		<pubDate>Thu, 05 May 2011 17:57:35 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[downpayment]]></category>
		<category><![CDATA[fha cary]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[FHA Programs]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[rent to own]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1166</guid>
		<description><![CDATA[Rent-to-own agreements and or sales that take place between a tenant and landlord have special FHA Guidelines. Often times, when someone moves to our area with a short sale, or previous forced foreclosure in their past &#8211; they will rent a home here until their &#8220;waiting period&#8221; is over. If you are in this situation, [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>USDA Home Loan Credit Qualifications in NC</title>
		<link>http://ncfhaexpert.com/usda-loans/usda-home-loan-credit-qualifications-in-nc/</link>
		<comments>http://ncfhaexpert.com/usda-loans/usda-home-loan-credit-qualifications-in-nc/#comments</comments>
		<pubDate>Fri, 15 Apr 2011 11:54:48 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[credit scores usda]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[judgements]]></category>
		<category><![CDATA[minimum credit score usda]]></category>
		<category><![CDATA[usda credit requirements]]></category>
		<category><![CDATA[usda guidelines]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loan guidelines]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[USDA Mortgage Loans]]></category>
		<category><![CDATA[usda rd home loans]]></category>
		<category><![CDATA[USDA Rural Development Home Loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1322</guid>
		<description><![CDATA[Good News!  You do NOT need perfect credit to qualify for a USDA Home Loan!  Whew!  This 100% no money down program requires a MINIMUM credit score of 580 &#8211; but folks, just because you have a 580 score, doesn&#8217;t mean you can purchase. These days &#8211; we normally need a score above 620 to [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>USDA Home Loan PMI Will Change 10/1/11</title>
		<link>http://ncfhaexpert.com/usda-loans/usda-home-loan-pmi-will-change-10111/</link>
		<comments>http://ncfhaexpert.com/usda-loans/usda-home-loan-pmi-will-change-10111/#comments</comments>
		<pubDate>Thu, 14 Apr 2011 11:53:14 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loan pmi]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[usda home loans nc]]></category>
		<category><![CDATA[USDA Mortgage Loans]]></category>
		<category><![CDATA[usda mortgage loans nc]]></category>
		<category><![CDATA[usda pmi]]></category>
		<category><![CDATA[usda rd home loans]]></category>
		<category><![CDATA[USDA Rural Development Home Loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1239</guid>
		<description><![CDATA[If you are looking for a USDA Home Loan in North Carolina &#8211; you might want to do it before the end of September!  More Rule Changes! Okay, so you don&#8217;t HAVE to buy before October 1st.  It&#8217;s not like the 100% no money down program is going away &#8211; it&#8217;s just changing the way [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>USDA Home Loans and Deferred Student Payments</title>
		<link>http://ncfhaexpert.com/usda-loans/usda-home-loans-and-deferred-student-payments/</link>
		<comments>http://ncfhaexpert.com/usda-loans/usda-home-loans-and-deferred-student-payments/#comments</comments>
		<pubDate>Sun, 13 Mar 2011 17:52:44 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[deferred student loans]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[student loans]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[USDA Mortgage Loans]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1241</guid>
		<description><![CDATA[People are moving to Raleigh, and staying in the Triangle because we have jobs. Folks who are considering putting down roots here, and getting a North Carolina Home Loan need to learn more about how their Student Loans will be viewed by Underwriting Guidelines. Whether it is a USDA Home Loan, an FHA Loan, or [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Proving Housing Expense When Landlord is Foreclosed Upon</title>
		<link>http://ncfhaexpert.com/usda-loans/proving-housing-expense-when-landlord-is-foreclosed-upon/</link>
		<comments>http://ncfhaexpert.com/usda-loans/proving-housing-expense-when-landlord-is-foreclosed-upon/#comments</comments>
		<pubDate>Tue, 18 Jan 2011 14:09:46 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[debt ratio usda home loan]]></category>
		<category><![CDATA[housing expense usda home loan]]></category>
		<category><![CDATA[landlord foreclosed on]]></category>
		<category><![CDATA[no rental history usda home loan]]></category>
		<category><![CDATA[qualifying usda home loan nc]]></category>
		<category><![CDATA[qualifying usda home loan wake county]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[usda mortgage loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1195</guid>
		<description><![CDATA[Qualifications for a USDA Home Loan in North Carolina Rental Payments / Housing Expense We just sent a letter to a consumer applying for a USDA mortgage loan about a problem with the approval&#8230; &#8220;I completely agree with you that it&#8217;s not your fault that the owner of the property was foreclosed against and due to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Profile of 2009 &#8211; 2010 First Time Home Buyer</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/profile-of-2009-2010-first-time-home-buyer/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/profile-of-2009-2010-first-time-home-buyer/#comments</comments>
		<pubDate>Tue, 09 Nov 2010 18:17:41 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[downpayment]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[USDA Mortgage Loans]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1146</guid>
		<description><![CDATA[The National Association of Realtors released information about First Time Home Buyers last week that showed some interesting trends! 93 percent of those surveyed in 2009 &#8211; 2010 reported that they purchased using one of the first-time buyer tax credits. (Who&#8217;s surprised??? Nope, we&#8217;re not surprised either!) Ninety-five percent chose a fixed-rate mortgage. The median [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/first-time-homebuyer/profile-of-2009-2010-first-time-home-buyer/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Survey of Home Buyers by the National Association of Realtors</title>
		<link>http://ncfhaexpert.com/housing-news/new-survey-of-home-buyers-by-the-national-association-of-realtors/</link>
		<comments>http://ncfhaexpert.com/housing-news/new-survey-of-home-buyers-by-the-national-association-of-realtors/#comments</comments>
		<pubDate>Mon, 08 Nov 2010 18:16:37 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[best mortgage interest rates]]></category>
		<category><![CDATA[fha guidelines after short sale]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[relocation]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1143</guid>
		<description><![CDATA[There have been a couple of survey&#8217;s released recently by the National Association of REALTORS® that highlight long term (like over 8 year) patterns and shorter term (last 12 to 18 month) patterns in buyers.  If you are considering a home SALE or purchase, these trends are important. Typical sellers had been in their previous [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>USDA Home Loans and Home Inspections Don&#8217;t Mesh</title>
		<link>http://ncfhaexpert.com/usda-loans/usda-home-loans-and-home-inspections-dont-mesh/</link>
		<comments>http://ncfhaexpert.com/usda-loans/usda-home-loans-and-home-inspections-dont-mesh/#comments</comments>
		<pubDate>Mon, 04 Oct 2010 17:14:40 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[home inspection]]></category>
		<category><![CDATA[home repair]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[USDA Mortgage Loans]]></category>
		<category><![CDATA[usda property requirements]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1117</guid>
		<description><![CDATA[Many home buyers get a home inspection prior to purchasing. We think that&#8217;s a great idea, but recently, we&#8217;ve run into some last minute problems that you should be aware of if you are using USDA Home Loan Financing! A monster problem that we are starting to run into is that if the investor, Chase for example, [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/usda-loans/usda-home-loans-and-home-inspections-dont-mesh/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>USDA Home Loans Near Greenville NC Pitt County</title>
		<link>http://ncfhaexpert.com/usda-loans/usda-home-loans-near-greenville-nc-pitt-county/</link>
		<comments>http://ncfhaexpert.com/usda-loans/usda-home-loans-near-greenville-nc-pitt-county/#comments</comments>
		<pubDate>Tue, 21 Sep 2010 15:19:28 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[greenville usda mortgage]]></category>
		<category><![CDATA[no down payment mortgage greenville]]></category>
		<category><![CDATA[no downpayment mortgage pitt county]]></category>
		<category><![CDATA[no money down mortgage]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loan pitt county]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[usda mortgage greenville]]></category>
		<category><![CDATA[USDA Mortgage Loans]]></category>
		<category><![CDATA[usda mortgage pitt county]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1006</guid>
		<description><![CDATA[USDA Home Loans are 100%, no money down loans available for &#8220;less urban / more rural areas.&#8221;  North Carolina has more areas available for this financing than most states. Pitt County, and the area around ECU, and Greenville has a TON of the county that qualifies for this great program. The property must be located [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/usda-loans/usda-home-loans-near-greenville-nc-pitt-county/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are Mobile Homes Back on the Radar?</title>
		<link>http://ncfhaexpert.com/fha/are-mobile-homes-back-on-the-radar/</link>
		<comments>http://ncfhaexpert.com/fha/are-mobile-homes-back-on-the-radar/#comments</comments>
		<pubDate>Fri, 03 Sep 2010 20:33:24 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[Housing News]]></category>
		<category><![CDATA[economic forecast]]></category>
		<category><![CDATA[fannie mae]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[fhfa]]></category>
		<category><![CDATA[manufactured home]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[usda home loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=945</guid>
		<description><![CDATA[FHFA is the Government body that is in charge of just about everything when it comes to regulating FNMA and Freddie Mac. They set out new guidelines and goals for the Agencies this week. One of the suggestions on the table is for FNMA and FHLMC to offer more financing choices for Mobile Homes in [...]]]></description>
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